12989 LINDEN DRIVE, SPRING HILL, FL, 34609
Active122 days on marketListed Apr 3, 2026MLS #W7884534
About this home
12989 LINDEN DRIVE
BACK ON THE MARKET! Buyer's financing fell through, giving you a second chance to make this home yours! Plus, this home offers instant equity based on a recent appraisal, making it an incredible opportunity you won't want to miss. Welcome to this well-maintained 3-bedroom, 2-bathroom single-family home situated on a spacious 0.23-acre lot. This property offers added versatility with a thoughtfully designed rear addition, creating a bonus room, an additional living/flex space, and an enclosed porch—perfect for entertaining, working from home, or accommodating guests. Step outside to enjoy a large backyard featuring a back deck, ideal for relaxing or hosting gatherings, along with a storage shed and a pigeon coop, offering plenty of room for hobbies and extra storage. Inside, the layout provides multiple living areas, giving you flexibility to customize the space to fit your lifestyle. The garage has been partially converted with a temporary (floating) wall, dividing the space into a functional laundry area with ventilation and a separate storage area. This setup can easily be reverted back to a full garage if desired. With its added square footage, flexible living spaces, generous lot size, and excellent value, this home is ready to welcome its next owner. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,534
Sqft
0.23 ac
Lot size
1
Garage
1991
Year built
One
Levels
$156
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,882 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,882/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.2%
$/sqft vs SPRING HILL
$156 vs $200
Days on market
122 vs 29 typical
Where $156/sqft sits among the 290 homes for sale in SPRING HILL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34609 — neighborhood snapshot
Population
46,066
Median age
44.8
Median income
$79,284
Median home value
$275,900
Avg household
2.7
Households w/ children
5,105
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
137 of 290
SPRING HILL have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the SPRING HILL 34609 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 12989 LINDEN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$329,500
14185 SEGOVIA STREET · same community
3 bd · 2 ba · 1,539 sqft · $214/sqft · 35 DOM
Sold · Nov ’25$280,000
2410 COVINGTON AVENUE · same community
3 bd · 2 ba · 1,578 sqft · $177/sqft · 131 DOM
Sold · Dec ’25$345,500
13220 LINDEN DRIVE · same community
3 bd · 2 ba · 1,589 sqft · $217/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12989 LINDEN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12989 LINDEN DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12989 LINDEN DRIVE FAQs
What would the monthly payment be for 12989 LINDEN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,882/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12989 LINDEN DRIVE?+
The most recent tax bill on record (2025) was $2,437. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Spring Hill?+
At $240,000, this home is listed about 30% below the Spring Hill median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12989 LINDEN DRIVE?+
Powell Middle School (middle), Central High School (high), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SPRING HILL 34609 market on paper
$240,000 is 29% below the SPRING HILL 34609 median of $340,000, and at $156/sqft it sits under the Spring Hill average of $199.
02Time on market is leverage
122 days on market against a Spring Hill median of 29 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $260,000, now $240,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDAS A TEAM REALTY · Adrian Cabrera. MLS #W7884534.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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