5829 12TH STREET, ZEPHYRHILLS, FL, 33542
Active2 days on marketListed Aug 9, 2026MLS #TB8537198
About this home
5829 12TH STREET
WELCOME TO THIS UNIQUE CORNER-LOT OPPORTUNITY IN THE HEART OF ZEPHYRHILLS — LAND, FLEXIBILITY, NO HOA & NO CDD! Discover the possibilities this charming property has to offer! Situated on a spacious corner lot in Zephyrhills, this home offers room to enjoy, expand, and personalize to fit your lifestyle. Inside, you'll find 2 comfortable bedrooms, 1 bathroom, tile flooring throughout, and a functional galley-style kitchen featuring attractive cabinetry and granite countertops. The air-conditioned Florida room provides an inviting additional living space—perfect for enjoying your morning coffee, relaxing after a long day, or taking in the Florida sunsets. The house has a new tankless water heater 2025 and new AC 2025. Fresh painted in 2025. One of the property's highlights is its excellent potential for additional living space. The detached car garage and carport area offer possibilities for future conversion into an additional bedroom and bathroom, subject to applicable permits and approvals. A detached garage with a separate entrance provides even more flexibility and may offer potential for a guest suite, in-law quarters, home office, workshop, or other use, subject to local zoning and permitting requirements. The large all fenced backyard is a standout feature, offering plenty of open space plus two sliding access gates, making it convenient for larger vehicles and recreational equipment. Bring your truck, boat, RV, or other toys and enjoy the freedom and flexibility that comes with NO HOA and NO CDD! Location is another major advantage. Enjoy convenient access to schools, restaurants, shopping centers, parks, recreational facilities, basketball and baseball fields, and a dog park. You’ll also be within easy reach of The Shops at Wiregrass and Tampa Premium Outlets, giving you access to an excellent variety of shopping, dining, and entertainment options. Whether you're looking for a primary residence, a property with room to grow, multigenerational living possibilities, or a home you can personalize, this Zephyrhills property offers space, versatility, and an excellent Central Florida location. NO HOA. NO CDD. LARGE CORNER LOT. EXTRA GARAGE. ROOM FOR YOUR BOAT OR RV. ENDLESS POSSIBILITIES! Schedule your private showing and come see the potential this property has to offer!
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,018
Sqft
0.19 ac
Lot size
1
Garage
1955
Year built
One
Levels
$238
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,747 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,747/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.8%
$/sqft vs Zephyrhills actives
$238 vs $176
Days on market
2 vs 49 typical
Where $238/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Downtown Zephyrhills — neighborhood snapshot
Population
3,883
Median age
37
Median income
$47,219
Median home value
$131,710
Avg household
3
Households w/ children
309
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $340K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
188 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% above the ZEPHYRHILLS 33542 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 5829 12TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$250,000
5023 6TH STREET · same community
3 bd · 1 ba · 1,152 sqft · $217/sqft · 232 DOM
Sold · Mar ’26$145,000
5945 20TH STREET · same community
3 bd · 2 ba · 1,743 sqft · $83/sqft · 4 DOM
Sold · Mar ’26$150,000
37820 ALISSA DRIVE
2 bd · 2 ba · 1,008 sqft · $149/sqft · 210 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5829 12TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5829 12TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5829 12TH STREET FAQs
What would the monthly payment be for 5829 12TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,747/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5829 12TH STREET?+
The most recent tax bill on record (2025) was $658. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5829 12TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $242,000, this home is listed about 24% below the Zephyrhills median of $320,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5829 12TH STREET?+
Raymond B. Stewart Middle School (middle), Zephyrhills High School (high), Woodland Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$242,000 runs 38% above the ZEPHYRHILLS 33542 median.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Fresh on the market
Only 2 days on market in a Zephyrhills market that averages 49 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE REALTY AND INVESTMENT · Yury Sanchez. MLS #TB8537198.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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