
2041 HEARTLAND CIRCLE, VALRICO, FL, 33594
Active1 days on marketListed Aug 4, 2026MLS #TB8535697
About this home
2041 HEARTLAND CIRCLE
Virtually Staged. Welcome to 2041 Heartland Circle, a beautifully maintained 4-bedroom, 3.5-bath pool home with a dedicated home office, oversized bonus room, and 2-car garage in the highly sought-after Oaks at Valrico. Offering 2,993 square feet of thoughtfully designed living space, this home combines timeless design, exceptional space, and the opportunity to personalize it to your own style. From the moment you arrive, you'll appreciate the home's inviting curb appeal and elegant double-door entry that opens to a grand foyer. Fresh interior paint and abundant natural light create a bright, welcoming atmosphere throughout. Designed with both everyday living and entertaining in mind, the home features formal living and dining rooms, providing the perfect setting for holiday gatherings, celebrations, and special occasions. At the heart of the home is the spacious kitchen, complete with abundant wood cabinetry, generous counter space, a breakfast nook, and an open-concept layout overlooking the family room—making it easy to stay connected while preparing meals, entertaining guests, or spending time with family. The solid wood cabinetry offers timeless quality and can easily be refinished to complement virtually any design style. One of the home's most impressive features is the seamless connection between indoor and outdoor living. Expansive two-panel and three-panel sliding glass doors, fill the home with natural light while opening to the screened lanai truly inviting the outdoors in to the sparkling pool with a connected spa, and beautiful paver patio. Whether you're entertaining family and friends, enjoying your morning coffee by the pool, or unwinding in the spa after a long day, this outdoor oasis is designed for year-round Florida living, even during Florida's cooler evenings and winter months. The spacious primary suite is a private retreat featuring sliding glass door access to the patio, dual walk-in closets, separate his-and-her vanities, a relaxing garden tub, and a walk-in shower. A secondary bedroom includes a full bath with direct access to the pool area, providing added convenience for guests and easy access from the pool without having to walk through the home. Upstairs, the oversized bonus room includes a half bath and closet, creating endless possibilities as a media room, additional bedroom, playroom, or flexible space to fit your family's needs. Additional highlights no carpet throughout the home, a vinyl-fenced backyard perfect for pets and play, and a versatile floor plan that adapts to today's lifestyle. Located in the desirable Oaks at Valrico, you'll enjoy convenient access to highly rated schools, shopping, dining, parks, golf courses, medical facilities, and major commuter routes to Brandon, Tampa, MacDill Air Force Base, and Florida's beautiful Gulf Coast beaches. If you've been searching for a spacious Valrico pool home with a home office, bonus room, screened pool and spa, paver patio, open-concept living, abundant natural light, no carpet, and a private fenced backyard, 2041 Heartland Circle is a must-see.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,993
Sqft
0.21 ac
Lot size
2
Garage
2005
Year built
Two
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,855 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,855/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.9%
$/sqft vs Valrico actives
$175 vs $214
Days on market
1 vs 37 typical
Where $175/sqft sits among the 192 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oaks At Valrico
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
Oaks At Valrico — neighborhood snapshot
Population
1,185
Median age
46
Median income
$134,798
Median home value
$410,700
Avg household
3
Households w/ children
138
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Valrico market
$450K → $437K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
104 of 192
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the VALRICO 33594 median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 2041 HEARTLAND CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$448,000
2046 HEARTLAND CIRCLE · same community
4 bd · 3.5 ba · 3,203 sqft · $140/sqft · 22 DOM
Sold · May ’26$465,000
1804 PRAIRIE GRASS LANE · same community
4 bd · 3 ba · 2,595 sqft · $179/sqft · 179 DOM
Sold · Jul ’26$495,000
1939 HEARTLAND CIRCLE · same community
5 bd · 3 ba · 2,595 sqft · $191/sqft · 360 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2041 HEARTLAND CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2041 HEARTLAND CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2041 HEARTLAND CIRCLE FAQs
What would the monthly payment be for 2041 HEARTLAND CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,855/mo — principal and interest, the actual property-tax bill, the $60/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2041 HEARTLAND CIRCLE?+
The association fee works out to $60 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2041 HEARTLAND CIRCLE?+
The most recent tax bill on record (2025) was $3,751. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2041 HEARTLAND CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $525,000, this home is listed about 12% above the Valrico median of $469,200. The market section on this page shows how the area is trending.
Which schools are assigned to 2041 HEARTLAND CIRCLE?+
Mann Middle School (middle), Valrico Elementary School (elementary), Brandon High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$525,000 runs 27% above the VALRICO 33594 median — but at 2,993 sqft it's also 34% larger than the typical Valrico listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Valrico market that averages 37 — if it fits, move quickly.
04Strong assigned schools
Mann Middle School, Valrico Elementary School, Brandon High School, Patricia Sullivan Metropolitan Ministries Partnership School — Valrico Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA EXECUTIVE REALTY · Bridget Zickefoose. MLS #TB8535697.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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