9407 CYPRESS HARBOR DRIVE, GIBSONTON, FL, 33534
Active4 days on marketListed Aug 3, 2026MLS #TB8534798
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Sat, Aug 8
10:00 AM – 1:00 PM
About this home
9407 CYPRESS HARBOR DRIVE
Welcome to 9407 Cypress Harbor Dr., a beautifully maintained 3-bedroom, 2-bath home offering comfort, style, and peace of mind with numerous recent updates. This move-in ready residence features soaring high ceilings that create an open, airy feel throughout the main living areas, while the functional split-bedroom floor plan offers privacy and flexibility for everyday living. The seller has recently completed a fresh exterior and interior paint refresh, giving the home a clean, modern appearance. The spacious primary suite includes a beautifully refinished walk-in shower, providing an updated spa-like retreat. Updates include a new roof installed in 2022, a 2017 HVAC system, and a 2015 water heater, allowing buyers to purchase with added confidence. The kitchen comes fully equipped with all appliances, including a 2024 refrigerator, 2008 dishwasher, original range and microwave, plus the washer and dryer, making this home truly move-in ready from day one. Step outside and enjoy a low-maintenance lifestyle in a community offering a neighborhood pool and low HOA fees. Conveniently located near shopping, dining, schools, parks, major highways. This home is ideal for first-time buyers, downsizers, or anyone looking for a well-maintained property in a desirable location. Don't miss the opportunity to make this turnkey home your own—schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,468
Sqft
0.13 ac
Lot size
2
Garage
2003
Year built
One
Levels
$217
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,405 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,405/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.5%
$/sqft vs Gibsonton actives
$217 vs $174
Days on market
4 vs 28 typical
Where $217/sqft sits among the 50 Gibsonton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside East Bay Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Gibsonton. See the full Gibsonton guide →
East Bay Lakes — neighborhood snapshot
Population
578
Median age
33
Median income
$98,775
Median home value
$296,400
Avg household
3
Households w/ children
94%
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gibsonton market
$310K → $306K
Gibsonton median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
28 of 50
Gibsonton actives have cut their price
Median sold price, Gibsonton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the GIBSONTON 33534 median. See the full Gibsonton market guide →
Paper trail
This home's history
Reality check
What actually sold near 9407 CYPRESS HARBOR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$282,000
9506 CYPRESS HARBOR DRIVE · same community
3 bd · 2 ba · 1,394 sqft · $202/sqft · 3 DOM
Sold · Nov ’25$305,000
9628 CYPRESS HARBOR DRIVE · same community
3 bd · 2 ba · 1,394 sqft · $219/sqft · 10 DOM
Sold · Feb ’26$230,000
7861 CARRIAGE POINTE DRIVE
3 bd · 2 ba · 1,482 sqft · $155/sqft · 65 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9407 CYPRESS HARBOR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9407 CYPRESS HARBOR DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9407 CYPRESS HARBOR DRIVE FAQs
What would the monthly payment be for 9407 CYPRESS HARBOR DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,405/mo — principal and interest, the actual property-tax bill, the $90/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9407 CYPRESS HARBOR DRIVE?+
The association fee works out to $90 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9407 CYPRESS HARBOR DRIVE?+
The most recent tax bill on record (2025) was $1,632. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9407 CYPRESS HARBOR DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gibsonton?+
At $319,000, this home is listed about 3% below the Gibsonton median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9407 CYPRESS HARBOR DRIVE?+
Gibsonton Elementary School (elementary), East Bay High School (high), Dowdell Middle Magnet School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOLKERS TAMPA DOWNTOWN · Jessica Galan. MLS #TB8534798.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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