12409 TITUS CT, TAMPA, FL, 33612
Active15 days on marketListed Jul 24, 2026MLS #TB8532693
About this home
12409 TITUS CT
Welcome to 12409 Titus Ct in the desirable Carlyle Garden Townhomes community of Tampa! This beautifully updated 2-bedroom, 1.5-bath townhome offers a bright, inviting interior with modern finishes and a functional layout designed for comfortable living.The spacious main living area features abundant natural light, neutral finishes, and a cozy fireplace that creates a warm and welcoming atmosphere. The newly renovated kitchen showcases granite countertops, updated cabinetry, stainless steel appliances, and ample prep space, making it ideal for both everyday living and entertaining. Sliding glass doors open to a private outdoor patio, providing the perfect spot to relax or enjoy your morning coffee.The first floor also features a newly renovated half bath conveniently located off of the main living area, perfect for guests. Upstairs, you'll find two generously sized bedrooms and a remodeled full bathroom. All the recent updates give this home a fresh, inviting, move-in-ready feel.Located in an established community, this property offers convenient access to shopping, dining, major highways, and everything the Tampa area has to offer. Whether you're a first-time homebuyer, looking to downsize, or seeking an excellent investment opportunity, this townhome is one you won't want to miss.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,096
Sqft
0.02 ac
Lot size
1
Garage
1984
Year built
Two
Levels
$169
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,021 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,021/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.3%
$/sqft vs Tampa actives
$169 vs $301
Days on market
15 vs 42 typical
Where $169/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside University
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
University — neighborhood snapshot
Population
58,530
Median age
33
Median income
$34,230
Median home value
$44,919
Avg household
2
Households w/ children
4,879
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
199 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% below the TAMPA 33612 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 12409 TITUS CT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$215,000
12415 TITUS COURT UNIT 12415 · same community
2 bd · 1.5 ba · 1,096 sqft · $196/sqft · 8 DOM
Sold · Mar ’26$183,000
12411 TITUS COURT UNIT 12411 · same community
2 bd · 1.5 ba · 1,096 sqft · $167/sqft · 117 DOM
Sold · Jan ’26$145,000
10012 N 10TH STREET
3 bd · 2 ba · 1,110 sqft · $131/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12409 TITUS CT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12409 TITUS CT — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12409 TITUS CT FAQs
What would the monthly payment be for 12409 TITUS CT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,021/mo — principal and interest, the actual property-tax bill, the $485/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12409 TITUS CT?+
The association fee works out to $485 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12409 TITUS CT?+
The most recent tax bill on record (2025) was $2,469. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12409 TITUS CT?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $184,900, this home is listed about 59% below the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12409 TITUS CT?+
Miles Elementary School (elementary), Buchanan Middle School (middle), Gaither High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of UNIQUE PROPERTY SERVICES · Kenya Perrault. MLS #TB8532693.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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