12425 RIDGE ROAD, LARGO, FL, 33778
Active13 days on marketListed Jul 17, 2026MLS #TB8530170
About this home
12425 RIDGE ROAD
Looking for a home with extra space, a sparkling pool, and room for all your toys? This one checks every box! The bright open-concept living room flows seamlessly into the spacious eat-in kitchen, featuring stainless steel appliances, custom cabinetry, quartz countertops, a stylish tile backsplash and a large island with barstool seating, plus plenty of room for a dining table. The updated bathroom offers dual sinks and a modern tub with shower, while the converted garage adds valuable heated living space ideal for a home office, playroom, gym, or flex room, and also includes the laundry closet. Step outside to enjoy the large fenced backyard with a sparkling in-ground pool, perfect for relaxing or entertaining, along with a separate fenced area with gated access that's ideal for storing a boat, RV, or trailer. Located in a non-flood zone, this home is just minutes from the beautiful Gulf beaches, the Pinellas Trail, Florida Botanical Gardens, Walsingham Park, Largo Central Park, John S. Taylor Park, and an abundance of shopping, dining, and entertainment options, with easy access to downtown St. Petersburg, Clearwater, and Tampa. Don't miss your opportunity to own this move-in-ready Florida retreat, schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,300
Sqft
0.16 ac
Lot size
1959
Year built
One
Levels
$292
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,923 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,923/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.9%
$/sqft vs Largo actives
$292 vs $236
Days on market
13 vs 42 typical
Where $292/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Walsingham Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Walsingham Heights — neighborhood snapshot
Population
312
Median age
40
Median income
$73,247
Median home value
$304,700
Avg household
3
Households w/ children
27%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
204 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 117% above the LARGO 33778 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 12425 RIDGE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$334,900
11320 125TH TERRACE · same community
3 bd · 1 ba · 1,258 sqft · $266/sqft · 186 DOM
Sold · Sep ’25$380,000
12448 114TH STREET · same community
2 bd · 1 ba · 1,030 sqft · $369/sqft · 32 DOM
Sold · Aug ’25$300,000
11416 126TH AVENUE N · same community
3 bd · 1 ba · 850 sqft · $353/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12425 RIDGE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12425 RIDGE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12425 RIDGE ROAD FAQs
What would the monthly payment be for 12425 RIDGE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,923/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12425 RIDGE ROAD?+
The most recent tax bill on record (2025) was $4,373. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12425 RIDGE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $379,000, this home is listed about 41% above the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 12425 RIDGE ROAD?+
Fuguitt Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$379,000 runs 117% above the LARGO 33778 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Fuguitt Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of JAY ALAN REAL ESTATE · John Creamer. MLS #TB8530170.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Largo homes, in your inbox
Like 12425 RIDGE ROAD but not quite? A daily digest of every new listing in Largo — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Darrick to ping you on any price or status change →