4207 ELBA PLACE, VALRICO, FL, 33596
Active61 days on marketListed May 28, 2026MLS #TB8512581
About this home
4207 ELBA PLACE
Lawn Care Included – Spacious 3 Bedroom in Bloomingdale! Light and bright describes this larger home in Valrico's desirable Bloomingdale community. This home offers three generous bedrooms in a split floor plan, with NO CARPET anywhere in the home. A covered entry with double doors welcomes you into a formal living room and separate formal dining room. The oversized eat-in kitchen features a new stainless refrigerator, a center workstation, and a window overlooking the lanai. The family room is anchored by a cozy fireplace. The primary suite offers sliding doors out to the covered, screened lanai and a spa-style bath with his-and-her vanities, a soaker tub, and a step-in shower. Step outside to enjoy the screened lanai overlooking a 130-foot deep lot backing to green space — room to garden, play, or just relax. Bloomingdale is known for highly rated schools, convenient shopping and dining, and easy access to Tampa and MacDill AFB. Lawn service is included, so you get all the outdoor space without the upkeep! Schedule your showing today. At time of move-in, Tenant costs will include a processing fee of $125 along with rent and any deposit.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,831
Sqft
0.24 ac
Lot size
2
Garage
1989
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Valrico actives
$1 vs $215
Days on market
61 vs 34 typical
Where $1/sqft sits among the 189 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Valrico
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
VALRICO 33596 — neighborhood snapshot
Population
28,152
Median age
45.9
Median income
$112,305
Median home value
$396,100
Avg household
2.8
Households w/ children
2,906
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Valrico market
$445K → $437K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
106 of 189
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the VALRICO 33596 median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 4207 ELBA PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$390,000
1602 DUMONT DRIVE · same community
3 bd · 2 ba · 1,868 sqft · $209/sqft · 105 DOM
Sold · Apr ’26$362,500
1426 BUCKNER ROAD · same community
4 bd · 2 ba · 2,062 sqft · $176/sqft · 270 DOM
Sold · Apr ’26$232,000
1607 OAK ARBOR LANE · same community
3 bd · 2 ba · 1,588 sqft · $146/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4207 ELBA PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4207 ELBA PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4207 ELBA PLACE FAQs
What would the monthly payment be for 4207 ELBA PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4207 ELBA PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $2,300, this home is listed about 100% below the Valrico median of $474,950. The market section on this page shows how the area is trending.
Which schools are assigned to 4207 ELBA PLACE?+
Mulrennan Middle School (middle), Nelson Elementary School (elementary), Durant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the VALRICO 33596 market on paper
$2,300 is 100% below the VALRICO 33596 median of $465,000, and at $1/sqft it sits under the Valrico average of $217.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $2,400, now $2,300 — a $100 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA · Garth Jones Pa. MLS #TB8512581.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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