1385 NW 85TH STREET, OCALA, FL, 34475
Active1 days on marketListed Aug 5, 2026MLS #S5155078
About this home
1385 NW 85TH STREET
Welcome to this beautifully maintained 3-bedroom, 2-bath manufactured home built in 2007, offering 1,188 square feet of comfortable living space. This split floor plan features laminate flooring throughout, spacious bedrooms, an open living and dining area, and a functional kitchen with ample cabinet and counter space. Enjoy the privacy of the fully fenced backyard, perfect for pets, outdoor gatherings, or relaxing. Additional features include a new shingle roof (2024), central A/C, well and septic, and no HOA. Conveniently located just minutes from Downtown Ocala with easy access to I-75, Gainesville, Orlando, and Tampa. Whether you’re a first-time homebuyer, downsizing, or looking for an investment opportunity, this move-in-ready home is a must-see!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,188
Sqft
0.16 ac
Lot size
1
Garage
2007
Year built
One
Levels
$147
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,393 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,393/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ocala actives
$147 vs $187
Days on market
1 vs 48 typical
Where $147/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34475 — neighborhood snapshot
Population
14,812
Median age
36.1
Median income
$33,515
Median home value
$170,300
Avg household
2.65
Households w/ children
1,649
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
163 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% below the OCALA 34475 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 1385 NW 85TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$149,990
8531 NW 13TH COURT · same community
3 bd · 2 ba · 1,188 sqft · $126/sqft · 12 DOM
Sold · Dec ’25$159,000
1385 NW 85TH STREET · same community
3 bd · 2 ba · 1,188 sqft · $134/sqft · 200 DOM
Sold · Aug ’25$138,900
8475 NW 12TH COURT · same community
3 bd · 2 ba · 1,512 sqft · $92/sqft · 100 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1385 NW 85TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1385 NW 85TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1385 NW 85TH STREET FAQs
What would the monthly payment be for 1385 NW 85TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,393/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1385 NW 85TH STREET?+
The most recent tax bill on record (2025) was $1,506. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $175,000, this home is listed about 41% below the Ocala median of $298,990. The market section on this page shows how the area is trending.
Which schools are assigned to 1385 NW 85TH STREET?+
Vanguard High School (high), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Camilo Luna Neira. MLS #S5155078.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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