Darrick Cook
$474,9005 bd3 ba1,752 sqft$271 /sqft$3,411 /mo all-in ↓

1109 CODY VILLA LOOP ROAD, BABSON PARK, FL, 33827

Active1 days on marketListed Jul 30, 2026MLS #P4939446

Single Family ResidenceCODYS CORR MAP UNREC

About this home

1109 CODY VILLA LOOP ROAD

Step back in time while enjoying the space and charm of this beautiful historic home, ideally located in the Cody Villa area of Babson Park. Built in 1917, this spacious two-story residence offers 5 bedrooms, 3 full bathrooms, and sits on an impressive 1.56 acres comprised of three parcels, providing room to grow and endless possibilities. Inside, you'll find timeless character throughout, including beautiful hardwood flooring in most rooms, complemented by tile in select areas. The main level features both large and smaller bedrooms with convenient access to a full bathroom, making an ideal layout for guests, multi-generational living, or a home office. A charming original wood staircase leads to the second floor, where you'll discover three additional bedrooms, a versatile bonus room, and a full bathroom with a tub. Expansive upstairs windows fill the home with abundant natural light while showcasing picturesque views of the surrounding landscape and lake. Designed for both everyday living and entertaining, the spacious living room flows into a cozy sitting area with peaceful lake views. The formal dining room, also overlooking the lake, is conveniently located adjacent to the kitchen, creating a warm and inviting setting for family meals and special gatherings. The oversized laundry and utility room with washer and dryer hookups provides direct access to the third full bathroom—perfect for cleaning up after spending time outdoors or enjoying nearby lake activities. An attached two-car garage offers ample parking and storage, while a large, detached storage shed provides even more space for tools, lawn equipment, hobbies, or recreational gear. Outside, the expansive 1.56-acre property offers endless opportunities to enjoy Florida living. With plenty of room for gardening, outdoor recreation, entertaining family and friends, or simply relaxing under the shade of mature oak trees, you'll appreciate the privacy and open space this property provides. Residents also enjoy access to beautiful Crooked Lake, one of Central Florida's premier recreational lakes, offering opportunities for boating, fishing, kayaking, and waterfront enjoyment. Major updates provide peace of mind, including a new roof installed in February 2024, a solar water heater added in 2014, and a drainfield replaced within the last five years. If you've been searching for a home that blends historic character with generous living space, scenic views, lake access, and room to enjoy the outdoors, this rare Babson Park property is an exceptional opportunity. Don't miss your chance to own a piece of local history while enjoying the best of Florida living.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

1,752

Sqft

0.69 ac

Lot size

2

Garage

1917

Year built

Two

Levels

$271

Per sqft

Trees/Woods & Water viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl · Hardwood
AppliancesRange · Range Hood · Refrigerator · Solar Hot Water Owned
InteriorBuilt-in Features · Ceiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionWood Frame · Wood Siding
FoundationOther
ViewTrees/Woods · Water
FacesEast
ParkingDriveway · Open
ExteriorSliding Doors · Storage

Community & fees

Taxes (2025)$2,942/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,411 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,796
FHA mortgage insurance (est.)$210
Property tax — 2025 actual bill$245
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,622Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,622
Interest rate6.00%
Loan term

Estimated payment

$3,411/mo

Principal & interest$2,796
FHA mortgage insurance (est.)$210
Property taxes (actual bill)$245
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Babson Park

Map of 1109 CODY VILLA LOOP ROAD

Drive times from this address

Walt Disney World65 min
Universal Orlando75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Babson Park. See the full Babson Park guide →

BABSON PARK 33827 — neighborhood snapshot

Population

2,438

Median age

40.7

Median income

$59,776

Median home value

$213,000

Avg household

2.45

Households w/ children

235

For the school run

Polk County School District

ElementaryDale R Fair Babson Park Elementary★★★★★
ElementaryFrostproof Ben Hill Griffin Junior Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Babson Park market

Seller’s marketLeans buyer10.7 months of inventoryBuyer’s market

$280K$268K

Babson Park median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

Median sold price, Babson Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 48% above the BABSON PARK 33827 median. See the full Babson Park market guide →

Paper trail

This home's history

Jul 30, 2026Listed at $474,900 · 1 days on market since
1917Built · CODYS CORR MAP UNREC

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Darrick Cook

Your agent

Darrick Cook

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1109 CODY VILLA LOOP ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1109 CODY VILLA LOOP ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1109 CODY VILLA LOOP ROAD FAQs

What would the monthly payment be for 1109 CODY VILLA LOOP ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,411/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1109 CODY VILLA LOOP ROAD?+

The most recent tax bill on record (2025) was $2,942. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1109 CODY VILLA LOOP ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Babson Park?+

At $474,900, this home is listed about 28% above the Babson Park median of $370,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1109 CODY VILLA LOOP ROAD?+

Dale R Fair Babson Park Elementary (elementary), Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$474,900 runs 48% above the BABSON PARK 33827 median.

02Trees/Woods & Water views

The trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 1 day on market in a Babson Park market that averages 65 — if it fits, move quickly.

Listing courtesy of CENTURY 21 MYERS REALTY LAKE WALES · Michelle Heath. MLS #P4939446.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1109 CODY VILLA LOOP ROAD, BABSON PARK, FL — 5 Bed, 3 Bath — $474,900 | CENTURY 21 Edge