400 CENTRAL AVENUE UNIT 2603, ST PETERSBURG, FL, 33701
Active169 days on marketListed Feb 27, 2026MLS #OM719590
About this home
400 CENTRAL AVENUE UNIT 2603
One or more photo(s) has been virtually staged. Now offered at $1,649,900 — this is an exceptional opportunity to own a premier residence in one of Downtown St. Petersburg’s most iconic luxury towers. Elevate your expectations in this stunning 26th-floor residence at 400 Central. Unit 2603 features 3 bedrooms, 3 full bathrooms, and 1,782 square feet of refined interior living space (2,141 total square feet under roof). An expansive private balcony showcases sweeping panoramic views of Tampa Bay and the vibrant city skyline, framed by dramatic floor-to-ceiling glass. Designed to blend modern sophistication with effortless coastal elegance, this home delivers elevated waterfront living at its finest. The thoughtfully designed open-concept great room is ideal for entertaining, anchored by a chef-inspired kitchen featuring premium stainless-steel appliances, custom European-style cabinetry, designer quartz surfaces, and an oversized island perfect for gathering. A seamless indoor-outdoor connection fills the space with natural light, creating a bright and refined ambiance from day to night. The primary suite offers a private sanctuary in the sky, complete with a spa-inspired bath featuring dual vanities, a frameless glass shower, and a spacious walk-in closet. Guest bedrooms are strategically positioned for privacy and comfort, making this residence ideal as a full-time home or luxurious retreat. Residents of 400 Central enjoy an exceptional collection of world-class amenities, including a resort-style rooftop pool, state-of-the-art fitness center, elegant resident lounge, concierge services, secure access, and covered parking. Perfectly positioned in the heart of Downtown St. Petersburg, you are just steps from award-winning dining, boutique shopping, Beach Drive, the St. Pete Pier, waterfront parks, and premier cultural venues. Additional highlights include secured interior bike and kayak storage, along with one valet parking space, one assigned parking space, and a private locked storage cage for added convenience and peace of mind. Live where urban energy meets refined waterfront living. Unit 2603 is more than a residence—it’s a statement.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,782
Sqft
2.43 ac
Lot size
1
Garage
2026
Year built
One
Levels
$926
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,681 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,194/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.3%
$/sqft vs 400 CENTRAL
$926 vs $1,010
Days on market
169 vs 57 typical
Where $926/sqft sits among the 28 homes for sale in 400 CENTRAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33701 — neighborhood snapshot
Population
18,485
Median age
46.3
Median income
$69,098
Median home value
$590,900
Avg household
1.65
Households w/ children
934
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
13 of 28
400 CENTRAL have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 117% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 400 CENTRAL AVENUE UNIT 2603
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$1,467,000
400 CENTRAL AVENUE UNIT 2503 · same community
3 bd · 3 ba · 1,782 sqft · $823/sqft · 0 DOM
Sold · Feb ’26$1,585,550
400 CENTRAL AVENUE UNIT 3503 · same community
3 bd · 3 ba · 1,782 sqft · $890/sqft · 0 DOM
Sold · Feb ’26$1,553,750
400 CENTRAL AVENUE UNIT 2502 · same community
3 bd · 2.5 ba · 1,762 sqft · $882/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 400 CENTRAL AVENUE UNIT 2603 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 400 CENTRAL AVENUE UNIT 2603 — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
400 CENTRAL AVENUE UNIT 2603 FAQs
What would the monthly payment be for 400 CENTRAL AVENUE UNIT 2603?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,681/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 400 CENTRAL AVENUE UNIT 2603?+
The most recent tax bill on record (2026) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 400 CENTRAL AVENUE UNIT 2603?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,649,900, this home is listed about 283% above the St Petersburg median of $431,250. The market section on this page shows how the area is trending.
Which schools are assigned to 400 CENTRAL AVENUE UNIT 2603?+
Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,649,900 runs 117% above the ST PETERSBURG 33701 median — but at 1,782 sqft it's also 33% larger than the typical St Petersburg listing.
02City & Water views
The city and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
169 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,950,000, now $1,649,900 — a $300K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · Mark Laing. MLS #OM719590.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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