Darrick Cook
$299,9002 bd2 ba1,025 sqft$293 /sqft$3,212 /mo all-in ↓

2700 OCEAN SHORE BOULEVARD UNIT 106, ORMOND BEACH, FL, 32176

Active1 days on marketListed Jul 28, 2026MLS #O6428856

Priced 16% below the ORMOND BEACH 32176 medianWaterfrontFully furnishedCondominiumOCEAN WATCH CONDO

Come see it

Upcoming open house

Sun, Aug 2

2:00 PM – 5:00 PM

About this home

2700 OCEAN SHORE BOULEVARD UNIT 106

Welcome to Ocean Watch in Ormond Beach, where this beautifully updated first floor direct oceanfront condo places the Atlantic Ocean just steps from your door. As you enter the unit, natural light immediately draws your eyes toward the sliders at the back of the home where the ocean view begins to reveal itself. The living space feels comfortable and inviting, with warm coastal tones and updated flooring that flows throughout the condo. From the couch or the dining area, you can see straight out to the grassy lawn, the dunes, and the blue water beyond. The living room opens naturally into the kitchen, creating an easy space for relaxing or entertaining. The kitchen itself has been fully updated and stands out with its coastal color palette. Deep blue cabinetry is paired with white upper cabinets, quartz-style countertops, stainless steel appliances, and a detailed mosaic tile backsplash that ties everything together. A breakfast bar provides seating for casual meals while still staying connected to the living space. Down the hall near the entrance is the guest bedroom, which offers a comfortable retreat for visitors and includes a walk-in closet. Just beside it is the guest bathroom, designed with a classic freestanding soaking tub, marble-style tile, and elegant brass fixtures that give the space a timeless feel. On the opposite side of the living area sits the primary suite. This room feels like its own peaceful retreat with sliding doors that frame the ocean just outside. Waking up here means starting the day with natural light and the sound of the waves. The en suite bathroom has also been completely updated with rich cabinetry, granite countertops, brass fixtures, and a large walk-in shower with custom tilework. One of the best features of this unit is its first floor location. Step outside your sliders and you are immediately greeted by the oceanfront lawn and beach access just beyond. No waiting for elevators and no stairs to navigate. Simply walk out with your chair, towel, or morning coffee and head straight to the beach. The condo is being offered fully furnished, and the furniture has been thoughtfully selected to complement the coastal setting while remaining clean, comfortable, and durable. Whether you plan to use the property as a personal beach retreat or a rental investment, it is ready to enjoy from day one. Ocean Watch offers several amenities for residents and guests, including an oceanfront pool, direct beach access, sauna, library, laundry facilities, and on-site management, making the building both comfortable and convenient for full time living or vacation stays. Once you leave the property, everything you need is close by. Within about five minutes you can be at Publix and several local shops and restaurants that make Ormond Beach such a favorite place to live. A short ten minute drive brings you to Oceanside Golf Club, and the surrounding area offers parks, waterfront dining, and the relaxed coastal lifestyle that draws people to this part of Florida. With its direct ocean views, thoughtful updates, first floor convenience, and move-in-ready furnishings, this Ocean Watch condo offers a rare opportunity to enjoy beachfront living exactly the way it was meant to be.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,025

Sqft

3.73 ac

Lot size

1

Garage

1986

Year built

One

Levels

$293

Per sqft

WaterfrontWater viewFurnishedPets allowed

Inside

FlooringTile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryCommon Area · Same Floor As Condo Unit
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofConcrete
ConstructionBlock · Concrete · Stucco
FoundationConcrete Perimeter
ViewWater
FacesWest
ExteriorLighting · Sliding Doors

Community & fees

HOA fee$890/mo
Taxes (2025)$3,168/yr
PetsCats OK, Dogs OK, Number Limit, Size Limit, Yes
CommunityGulf/Ocean Front · Water Access · Waterfront · Clubhouse · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,212 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property tax — 2025 actual bill$264
Condo fee — from the listing$890
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,497
Interest rate6.00%
Loan term

Estimated payment

$3,212/mo

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$264
HOA / condo fee$890
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$253KedgeAI estimate $279,471 · range $263K$320K$333K

vs edgeAI estimate

+7.3%

$/sqft vs Ormond Beach actives

$293 vs $235

Days on market

1 vs 41 typical

Where $293/sqft sits among the 400 Ormond Beach actives

189
114 · this home
38
20
8
31
$157–231$231–305$305–379$379–453$453–526$526+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocean Watch

Map of 2700 OCEAN SHORE BOULEVARD UNIT 106 inside its neighborhood boundary

Get to know Ormond Beach. See the full Ormond Beach guide →

Ocean Watch — neighborhood snapshot

Population

278

Median age

64

Median income

$59,063

Median home value

$329,300

Avg household

2

Households w/ children

8%

For the school run

Volusia County School District

MiddleOrmond Beach Middle School★★★★★
HighSeabreeze High School★★★★
ElementaryBeachside Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$390K$415K

Ormond Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

206 of 400

Ormond Beach actives have cut their price

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% below the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →

Paper trail

This home's history

Jul 28, 2026Listed at $299,900 · 1 days on market since
1986Built · OCEAN WATCH CONDO

Reality check

What actually sold near 2700 OCEAN SHORE BOULEVARD UNIT 106

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2700 OCEAN SHORE BOULEVARD UNIT 113Sold · Apr ’26

$222,500

2700 OCEAN SHORE BOULEVARD UNIT 113 · same community

2 bd · 2 ba · 1,025 sqft · $217/sqft · 153 DOM

2700 OCEAN SHORE BOULEVARD UNIT 515Sold · Mar ’26

$250,000

2700 OCEAN SHORE BOULEVARD UNIT 515 · same community

2 bd · 2 ba · 925 sqft · $270/sqft · 255 DOM

45 RIVOCEAN DRIVESold · Oct ’25

$400,000

45 RIVOCEAN DRIVE

2 bd · 2 ba · 1,026 sqft · $390/sqft · 27 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Darrick Cook

Your agent

Darrick Cook

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2700 OCEAN SHORE BOULEVARD UNIT 106 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2700 OCEAN SHORE BOULEVARD UNIT 106 — before you fall in love.

See it in person

Schedule a tour

Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2700 OCEAN SHORE BOULEVARD UNIT 106 FAQs

What would the monthly payment be for 2700 OCEAN SHORE BOULEVARD UNIT 106?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,212/mo — principal and interest, the actual property-tax bill, the $890/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2700 OCEAN SHORE BOULEVARD UNIT 106?+

The association fee works out to $890 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2700 OCEAN SHORE BOULEVARD UNIT 106?+

The most recent tax bill on record (2025) was $3,168. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2700 OCEAN SHORE BOULEVARD UNIT 106?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ormond Beach?+

At $299,900, this home is listed about 30% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.

Which schools are assigned to 2700 OCEAN SHORE BOULEVARD UNIT 106?+

Ormond Beach Middle School (middle), Seabreeze High School (high), Beachside Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the ORMOND BEACH 32176 market on paper

$299,900 is 16% below the ORMOND BEACH 32176 median of $355,500.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $890/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Fresh on the market

Only 1 day on market in a Ormond Beach market that averages 41 — if it fits, move quickly.

05Strong assigned schools

Ormond Beach Middle School, Seabreeze High School, Beachside Elementary School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of OCEANS LUXURY REALTY FULL SVC · Michael Lockhart. MLS #O6428856.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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