
2012 S PALMETTO AVENUE, SANFORD, FL, 32771
Active27 days on marketListed Jul 17, 2026MLS #O6425849
About this home
2012 S PALMETTO AVENUE
Nestled in Sanford's highly desirable Golf Cart District, this charming 2-bedroom, 1-bath bungalow offers the perfect blend of character, comfort, and convenience. Fresh landscaping and a welcoming front porch with a porch swing and plenty of seating create the perfect spot to enjoy your morning coffee or unwind at the end of the day. Inside, you'll find a bright, open floor plan filled with natural light, enhanced by newer windows, neutral paint, and easy-care laminate flooring throughout. The spacious family room flows seamlessly into a large dining area, providing an ideal setting for everyday living and entertaining family and friends. The kitchen is tucked away at the rear of the home and features stainless steel appliances, shaker-style cabinetry, and great cooking space, offering both style and functionality. The secondary bedroom is situated at the front of the home and is filled with natural light from multiple windows overlooking the front yard. The generously sized primary bedroom is privately located at the back of the home, offering plenty of space for a sitting area or home office. Both bedrooms include walk-in closets for exceptional storage. The bathroom features a single-sink vanity and a shower/tub combination, while the laundry and utility room is conveniently located at the back of the home with direct access to the covered patio. Step outside to discover a huge, fully fenced backyard with endless possibilities for gardening, recreation, pets, or future expansion. A detached one-car garage provides secure parking or excellent storage, while the attached one-car carport offers additional covered parking. Ideally located just minutes from the heart of historic Downtown Sanford, you'll enjoy easy access to popular restaurants, breweries, boutiques, parks, waterfront activities, community events, and everything this vibrant area has to offer. This move-in-ready bungalow is the perfect place to enjoy the best of Sanford living.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,288
Sqft
0.3 ac
Lot size
1
Garage
1925
Year built
One
Levels
$272
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,635 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,635/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+60.5%
$/sqft vs Sanford actives
$272 vs $219
Days on market
27 vs 35 typical
Where $272/sqft sits among the 400 Sanford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sanford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sanford. See the full Sanford guide →
SANFORD 32771 — neighborhood snapshot
Population
59,708
Median age
38.7
Median income
$74,520
Median home value
$332,500
Avg household
2.66
Households w/ children
7,359
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sanford market
$354K → $380K
Sanford median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
211 of 400
Sanford actives have cut their price
Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the SANFORD 32771 median. See the full Sanford market guide →
Paper trail
This home's history
Reality check
What actually sold near 2012 S PALMETTO AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$289,900
2512 S ELM AVENUE
3 bd · 2 ba · 1,314 sqft · $221/sqft · 132 DOM
Sold · Nov ’25$289,000
2414 S SUMMERLIN AVENUE
3 bd · 2 ba · 1,260 sqft · $229/sqft · 47 DOM
Sold · Jun ’26$237,000
2615 EL PORTAL AVENUE
3 bd · 2 ba · 1,332 sqft · $178/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2012 S PALMETTO AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2012 S PALMETTO AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2012 S PALMETTO AVENUE FAQs
What would the monthly payment be for 2012 S PALMETTO AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,635/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2012 S PALMETTO AVENUE?+
The most recent tax bill on record (2025) was $3,115. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2012 S PALMETTO AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sanford?+
At $350,000, this home is listed about 8% below the Sanford median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2012 S PALMETTO AVENUE?+
Bentley Elementary School (elementary), Idyllwilde Elementary School (elementary), Goldsboro Elementary Magnet (elementary), Wilson Elementary School (elementary), Seminole High School (high), Markham Woods Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE REALTY · Jean Scott. MLS #O6425849.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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