965 BRUCE AVENUE, CLEARWATER BEACH, FL, 33767
Active1 days on marketListed Aug 4, 2026MLS #O6420965
About this home
965 BRUCE AVENUE
This beautifully remodeled 3 bedroom 2 bath home is located in the highly desirable Carlouel neighborhood of Clearwater Beach, just two blocks from the Gulf. Designed with both comfort and entertaining in mind, the open floor plan features a spacious living area that flows seamlessly into the stunning kitchen, completed with custom cabinetry, premium countertops, high end finishes, and a large center island. Sliding glass doors open to a covered lanai overlooking the private backyard, offering plenty of space to add a pool, outdoor kitchen, or create your own tropical retreat. Whether you’re looking for a primary residence, a second home, or an investment opportunity, this move-in-ready home is ideally located just a short walk from the residents only beach, local dining, and all the conveniences of Clearwater Beach! Schedule a tour today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,898
Sqft
0.16 ac
Lot size
1
Garage
1956
Year built
One
Levels
$524
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,813 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,813/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10%
Days on market
1 vs 71 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Clearwater Beach — neighborhood snapshot
Population
2,289
Median age
58
Median income
$87,434
Median home value
$801,867
Avg household
2
Households w/ children
104
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $885K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 79% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 965 BRUCE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 965 BRUCE AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
965 BRUCE AVENUE FAQs
What would the monthly payment be for 965 BRUCE AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,813/mo — principal and interest, the actual property-tax bill, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 965 BRUCE AVENUE?+
The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 965 BRUCE AVENUE?+
The most recent tax bill on record (2025) was $9,128. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 965 BRUCE AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater Beach?+
At $995,000, this home is listed about 25% above the Clearwater Beach median of $799,000. The market section on this page shows how the area is trending.
Which schools are assigned to 965 BRUCE AVENUE?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$995,000 runs 79% above the CLEARWATER BEACH 33767 median — but at 1,898 sqft it's also 36% larger than the typical Clearwater Beach listing.
02Fresh on the market
Only 1 day on market in a Clearwater Beach market that averages 71 — if it fits, move quickly.
03Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of ATLIS REALTY GROUP LLC · Ayoub Aitelhaj. MLS #O6420965.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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