102 RUM RUN UNIT 37-102, DAVENPORT, FL, 33897
Active70 days on marketListed May 28, 2026MLS #O6411220
About this home
102 RUM RUN UNIT 37-102
Beautifully maintained and move-in ready, this desirable property within the sought-after Bahama Bay Resort presents a rare opportunity to own a turnkey residence with short-term rental potential, approximately 20 minutes from Walt Disney World and Central Florida's world-famous attractions. Unlike many resort condominiums, this fully furnished residence has been extensively updated and meticulously maintained, presenting an exceptional level of cleanliness, quality and overall condition rarely found in this market segment. Enhancements include a new HVAC system installed in May 2026, a new water heater (2021), recently painted interiors, new luxury vinyl plank flooring throughout and light contemporary furnishings that were recently replaced. With no carpet anywhere in the residence, the bright interior showcases neutral tones and a fresh, updated aesthetic designed for immediate enjoyment or rental readiness. In addition, the building received a new roof in February 2026, contributing additional long-term value for ownership. The open-concept layout creates a comfortable and relaxing atmosphere, while the updated and fully stocked kitchen features resurfaced cabinetry and newer stainless steel appliances (2021). The bath cabinetry has also been resurfaced, complementing the residence’s cohesive updated aesthetic. The residence also features two screened patios overlooking mature trees and lush landscaping, creating inviting outdoor spaces to relax. Convenient ground-floor placement provides easy access in a building without an elevator, and the residence is close to one of the community's nearby resort-style pools. Bahama Bay Resort is a gated waterfront community spanning more than 70 acres of tropical landscaping and natural surroundings. Residents and guests enjoy an impressive collection of resort-style amenities, including multiple pools, spa, fitness center, clubhouse, restaurant, walking paths, beach area and access to Lake Davenport, all surrounded by tropical flowers, mature palm trees and serene green spaces. Owners may personally enjoy the residence during the year (maximum of 175 days annually), participate in the on-site rental management program or independently manage their own short-term rentals. A rare opportunity to own a meticulously maintained condominium ideal as a seasonal retreat or investment property.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,227
Sqft
0.01 ac
Lot size
2005
Year built
Three Or More
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,365 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,365/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.5%
$/sqft vs Davenport actives
$178 vs $192
Days on market
70 vs 51 typical
Where $178/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Bahama Bay, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,297/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Bahama Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Bahama Bay is a short-term-rental community. See the full guide →
DAVENPORT 33897 — neighborhood snapshot
Population
29,206
Median age
38.9
Median income
$73,457
Median home value
$279,100
Avg household
2.85
Households w/ children
3,278
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $370K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
173 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% below the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 102 RUM RUN UNIT 37-102
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$133,000
914 CHARO PARKWAY UNIT 132
3 bd · 3 ba · 1,217 sqft · $109/sqft · 148 DOM
Sold · May ’26$100,000
912 CHARO PARKWAY UNIT 214
3 bd · 3 ba · 1,217 sqft · $82/sqft · 400 DOM
Sold · Oct ’25$312,000
454 GLENEAGLES DRIVE
4 bd · 2 ba · 1,345 sqft · $232/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 102 RUM RUN UNIT 37-102 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 102 RUM RUN UNIT 37-102 — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
102 RUM RUN UNIT 37-102 FAQs
What would the monthly payment be for 102 RUM RUN UNIT 37-102?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,365/mo — principal and interest, the actual property-tax bill, the $596/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 102 RUM RUN UNIT 37-102?+
The association fee works out to $596 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 102 RUM RUN UNIT 37-102?+
The most recent tax bill on record (2025) was $2,676. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 102 RUM RUN UNIT 37-102 be rented short-term?+
Yes — this home sits inside Bahama Bay, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 102 RUM RUN UNIT 37-102?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $219,000, this home is listed about 44% below the Davenport median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 102 RUM RUN UNIT 37-102?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the DAVENPORT 33897 market on paper
$219,000 is 36% below the DAVENPORT 33897 median of $340,000, and at $178/sqft it sits under the Davenport average of $195.
02Zoned for nightly rentals
Bahama Bay is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
04Know the monthly fee
The association fee is $596/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
05The price has already moved
Listed at $225,000, now $219,000 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBYS INT'L REALTY · Frederique Carre. MLS #O6411220.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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