Darrick Cook
$269,999$290,0003 bd2 ba1,453 sqft$186 /sqft$1,964 /mo all-in ↓

541 HEATHER GLEN DR, WINTER HAVEN, FL, 33884

Active186 days on marketListed Jan 29, 2026MLS #O6377141

Priced 5% below the WINTER HAVEN 33884 medianReduced $20KSingle Family ResidenceHEATHER GLEN PH 01

About this home

541 HEATHER GLEN DR

Short Sale. SHORT SALE!! SUBMIT YOUR OFFER & WE WILL SUBMIT TO THE BANK. Welcome to Heather Glen, a gated community in the heart of Winter Haven with an HOA of ONLY $150 A YEAR! This charming 3 bedroom, 2 bathroom home with an attached 2-car garage offers comfort, security, and convenience & ready for a quick close & move in. Featuring neutral gray walls, wood-look tile flooring, and plantation shutters throughout, this open-concept home is filled with natural light and boasts a spacious master suite with walk-in closet and private bath, two additional bedrooms with a guest bath, and a bright kitchen with plenty of counter space, a window over the sink, and a cozy dinette area for your morning coffee. Enjoy the convenience of an interior laundry room, newer roof and A/C unit, and a fully fenced backyard with a separate well for irrigation. Located just minutes from Legoland, Peppa Pig Theme Park, shopping, dining, medical facilities, and downtown Winter Haven, this pristine home is the perfect rental in a sought-after location. Schedule your showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,453

Sqft

0.18 ac

Lot size

2

Garage

2000

Year built

One

Levels

$186

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Range · Refrigerator
InteriorCeiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor
LaundryInside · Laundry Room · Other
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock
FacesSouthwest
ExteriorIrrigation System · Sliding Doors

Community & fees

HOA fee$33/mo
Taxes (2025)$740/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sprinkler Well
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,964 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,589
FHA mortgage insurance (est.)$119
Property tax — 2025 actual bill$62
HOA fee — from the listing$33
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,450Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,450
Interest rate6.00%
Loan term

Estimated payment

$1,964/mo

Principal & interest$1,589
FHA mortgage insurance (est.)$119
Property taxes (actual bill)$62
HOA / condo fee$33
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $270K
$244KedgeAI estimate $271,622 · range $254K$281K$292K

vs edgeAI estimate

−0.6%

$/sqft vs Winter Haven actives

$186 vs $170

Days on market

186 vs 46 typical

Where $186/sqft sits among the 400 Winter Haven actives

49
55
116
105 · this home
32
43
$100–125$125–149$149–174$174–199$199–223$223+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Haven

Map of 541 HEATHER GLEN DR

Drive times from this address

Walt Disney World42 min
Universal Orlando52 min
Downtown Orlando58 min
Orlando Int’l Airport (MCO)63 min
Downtown Tampa64 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Haven. See the full Winter Haven guide →

WINTER HAVEN 33884 — neighborhood snapshot

Population

36,395

Median age

45.3

Median income

$70,516

Median home value

$269,400

Avg household

2.58

Households w/ children

3,777

For the school run

Polk County School District

ElementaryElbert Elementary School★★★★
HighWinter Haven Senior High School★★★★★
MiddleDenison Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Haven market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$283K$280K

Winter Haven median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

190 of 400

Winter Haven actives have cut their price

Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% below the WINTER HAVEN 33884 median. See the full Winter Haven market guide →

Paper trail

This home's history

CurrentPrice reduced to $269,999 $20K
Jan 29, 2026Listed at $290,000 · 186 days on market since
2000Built · HEATHER GLEN PH 01

Reality check

What actually sold near 541 HEATHER GLEN DR

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4741 MANDOLIN LOOPSold · Apr ’26

$260,500

4741 MANDOLIN LOOP

3 bd · 2 ba · 1,483 sqft · $176/sqft · 4 DOM

4747 MANDOLIN LOOPSold · Aug ’25

$200,070

4747 MANDOLIN LOOP

3 bd · 2 ba · 1,506 sqft · $133/sqft · 33 DOM

4747 MANDOLIN LOOPSold · Jun ’26

$280,000

4747 MANDOLIN LOOP

3 bd · 2 ba · 1,506 sqft · $186/sqft · 198 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Darrick Cook

Your agent

Darrick Cook

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 541 HEATHER GLEN DR — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 541 HEATHER GLEN DR — before you fall in love.

See it in person

Schedule a tour

Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

541 HEATHER GLEN DR FAQs

What would the monthly payment be for 541 HEATHER GLEN DR?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,964/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 541 HEATHER GLEN DR?+

The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 541 HEATHER GLEN DR?+

The most recent tax bill on record (2025) was $740. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 541 HEATHER GLEN DR?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Haven?+

At $269,999, this home is listed about 5% below the Winter Haven median of $284,995. The market section on this page shows how the area is trending.

Which schools are assigned to 541 HEATHER GLEN DR?+

Elbert Elementary School (elementary), Winter Haven Senior High School (high), Denison Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the WINTER HAVEN 33884 market on paper

$269,999 is 5% below the WINTER HAVEN 33884 median of $284,500.

02Time on market is leverage

186 days on market against a Winter Haven median of 46 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $290,000, now $269,999 — a $20K cut. The full history is in the market section below.

Listing courtesy of EXP REALTY LLC · Jeavanna Lanza PA. MLS #O6377141.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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