281 PEMBROKE DRIVE, PORT CHARLOTTE, FL, 33954
Active12 days on marketListed Jul 31, 2026MLS #N6145206
About this home
281 PEMBROKE DRIVE
Discover the perfect blend of modern sophistication and unmatched privacy at 281 Pembroke, Port Charlotte. This meticulously renovated residence offers a rare opportunity to own a truly turnkey waterfront home on a sprawling triple-lot property, providing the space, privacy, and freedom you've been searching for. Spanning 2,040 square feet, the interior has been completely transformed with a contemporary aesthetic. The thoughtfully designed floor plan features 4 spacious bedrooms, 2 stylishly updated bathrooms, and a versatile flex room—ideal for a home office, fitness room, or creative studio. Every room of the interior has been updated, delivering a move-in-ready home that feels like new construction. Step outside to your own private waterfront retreat. A stunning new pool, expertly crafted by JT's Custom Pools, serves as the centerpiece of the backyard, and for added peace of mind, the pool is still under warranty. A custom-built tiki hut creates the perfect setting for entertaining family and friends while enjoying the Florida lifestyle. Situated on three full usable lots with an impressive 240 feet of canal frontage, this exceptional property offers endless possibilities. Whether you're looking for room to park multiple boats, an RV, build your dream workshop, or simply enjoy an expansive backyard, this property accommodates it all with ease. The generous waterfront setting also provides plenty of space to embrace fishing, kayaking, or simply taking in the peaceful canal views. Designed for both comfort and efficiency, the home is equipped with a whole-home reverse osmosis (RO) water filtration system and an 8-zone irrigation system, ensuring exceptional water quality and easy maintenance of the beautifully maintained grounds. Additional improvements include a new roof installed in 2022. Enjoy the ultimate Florida lifestyle without the typical restrictions. This property features No HOA fees, No CDD fees, and is located in a non-flood zone, offering valuable savings and peace of mind. This is more than just a home—it's a rare opportunity to own a beautifully renovated waterfront property with unmatched space, modern upgrades, and the freedom to truly live the Florida lifestyle. Schedule your private showing today and experience everything this exceptional Port Charlotte property has to offer.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,040
Sqft
0.69 ac
Lot size
2
Garage
2005
Year built
One
Levels
$340
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,744 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,744/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+67.5%
$/sqft vs PORT CHARLOTTE SEC 030
$340 vs $201
Days on market
12 vs 60 typical
Where $340/sqft sits among the 12 homes for sale in PORT CHARLOTTE SEC 030
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33954 — neighborhood snapshot
Population
11,604
Median age
52.8
Median income
$83,081
Median home value
$304,000
Avg household
2.42
Households w/ children
1,156
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
6 of 12
PORT CHARLOTTE SEC 030 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2574% above the PORT CHARLOTTE 33954 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 281 PEMBROKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$427,000
249 PEMBROKE DRIVE · same community
4 bd · 3 ba · 2,067 sqft · $207/sqft · 0 DOM
Sold · Jun ’26$489,900
136 SEQUOYAH DRIVE · same community
3 bd · 4 ba · 2,068 sqft · $237/sqft · 108 DOM
Sold · Nov ’25$340,700
362 LEMOYNE STREET · same community
3 bd · 2 ba · 2,010 sqft · $170/sqft · 244 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 281 PEMBROKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 281 PEMBROKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
281 PEMBROKE DRIVE FAQs
What would the monthly payment be for 281 PEMBROKE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,744/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 281 PEMBROKE DRIVE?+
The most recent tax bill on record (2025) was $6,961. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $693,847, this home is listed about 110% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 281 PEMBROKE DRIVE?+
Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Anthony LaPorta. MLS #N6145206.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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