Darrick Cook
$620,000$630,0003 bd2 ba1,862 sqft$333 /sqft$4,287 /mo all-in ↓

20 CORY STREET, PORT CHARLOTTE, FL, 33953

Active57 days on marketListed Jun 17, 2026MLS #N6144756

Reduced $10KWaterfrontPrivate poolSingle Family ResidencePORT CHARLOTTE SEC 047

About this home

20 CORY STREET

CANAL HOME WITH GULF ACCESS! Waterfront SALTWATER POOL HOME with BOAT LIFT! Come live the Florida boating lifestyle in this beautifully maintained pool home featuring 80 ft of canal frontage! Home is in X FLOOD ZONE, NO FLOOD INSURANCE NEEDED! Looking for an investment? This TURNKEY Coastal Retreat also has an outstanding rental history! Located on Rock Creek, you'll enjoy direct access to the Myakka River, the Peace River, and ultimately the Gulf waters near Boca Grande, the angler's paradise known for tarpon, grouper, and mangrove snapper! Featuring 1,862 sqft of living space, this thoughtfully designed split-layout includes 3-bedrooms, 2-bathrooms, a bright DEN, PLUS an additional BONUS AREA overlooking the pool! Interior freshly painted in 2023 and decorated with coastal-inspired furnishings throughout! This home has been used seasonally and as a SUCCESSFUL SEASONAL RENTAL RETREAT! Local rental management takes care of everything! The spacious screened lanai is designed for year-round enjoyment and serves as the ultimate outdoor retreat! It features a SALTWATER heated pool and spa with a new pool heat pump, new circulation pump, new salt cell, elegant paver decking, multiple seating and entertaining areas, an outdoor shower, convenient pool bath access, and pocket sliding doors that seamlessly connect the indoor and outdoor living spaces. Inside, the open-concept layout showcases numerous architectural upgrades, including tray ceilings, crown molding, plantation shutters, French doors, and a stunning aquarium window overlooking the pool area. The kitchen is ideal for entertaining, offering an eat-at breakfast bar, center island, and abundant preparation space. Major updates provide peace of mind and include a new roof installed in 2023, an HVAC system replaced in 2019, a water heater installed in 2017, and a boat lift added in 2017. The approximately 13-year-old Gunite pool is complemented by a new heat pump, new automated circulation pump, and new salt cell! This home is also connected to public water service. This move-in-ready property is being offered turnkey, with established service vendors already in place. An upcoming seasonal lease may also be transferable to the new owner, creating an attractive investment opportunity. Ideally situated near North Port's popular Coco Plum shopping and dining district, the home offers easy access to both Manasota Beach and Englewood Beach, each approximately 30 minutes away. Wellen Park, featuring shops, restaurants, farmers markets, and community events, is just 15 minutes away, while the Atlanta Braves Spring Training facility and Costco are only 11 minutes from your doorstep. Whether you're seeking a primary residence, seasonal getaway, boating retreat, or investment property, this exceptional waterfront home delivers the very best of the Florida lifestyle. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,862

Sqft

0.23 ac

Lot size

2

Garage

2003

Year built

One

Levels

$333

Per sqft

Private poolWaterfrontWater viewTurnkeyPets allowed

Inside

FlooringLaminate · Travertine
AppliancesCooktop · Dishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewWater
FacesEast
ExteriorOutdoor Shower · Private Mailbox · Rain Gutters

Community & fees

Taxes (2025)$6,586/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,287 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,345
PMI (est., until 20% equity)$233
Property tax — 2025 actual bill$549
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,000
Interest rate6.00%
Loan term

Estimated payment

$4,287/mo

Principal & interest$3,345
PMI (est., until 20% equity)$233
Property taxes (actual bill)$549
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $620K
$468KedgeAI estimate $492,534 · range $488K$501K$645K

vs edgeAI estimate

+25.9%

$/sqft vs PORT CHARLOTTE SEC 047

$333 vs $296

Days on market

57 vs 60 typical

Where $333/sqft sits among the 7 homes for sale in PORT CHARLOTTE SEC 047

3
2
1 · this home
0
0
1
$245–280$280–316$316–351$351–386$386–422$422+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Charlotte

Map of 20 CORY STREET

Get to know Port Charlotte. See the full Port Charlotte guide →

PORT CHARLOTTE 33953 — neighborhood snapshot

Population

7,018

Median age

62.9

Median income

$77,227

Median home value

$332,200

Avg household

2.36

Households w/ children

430

For the school run

Charlotte County School District

MiddleMurdock Middle School★★★★★
HighPort Charlotte High School★★★★★
ElementaryLiberty Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

1 of 7

PORT CHARLOTTE SEC 047 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2718% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $620,000 $10K
Jun 17, 2026Listed at $630,000 · 57 days on market since
2003Built · PORT CHARLOTTE SEC 047

Reality check

What actually sold near 20 CORY STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

535 RAMBLEWOOD STREETSold · Mar ’26

$405,000

535 RAMBLEWOOD STREET · same community

3 bd · 2 ba · 1,777 sqft · $228/sqft · 49 DOM

12358 CHAMBERLAIN BOULEVARDSold · Nov ’25

$339,000

12358 CHAMBERLAIN BOULEVARD · same community

4 bd · 2 ba · 1,755 sqft · $193/sqft · 265 DOM

76 CORY STREETSold · Dec ’25

$337,500

76 CORY STREET · same community

3 bd · 2 ba · 1,708 sqft · $198/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Darrick Cook

Your agent

Darrick Cook

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 20 CORY STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 20 CORY STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

20 CORY STREET FAQs

What would the monthly payment be for 20 CORY STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,287/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 20 CORY STREET?+

The most recent tax bill on record (2025) was $6,586. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 20 CORY STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $620,000, this home is listed about 88% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 20 CORY STREET?+

Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$620,000 runs 2718% above the PORT CHARLOTTE 33953 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $630,000, now $620,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of WHITE SANDS REALTY GROUP FL · Roberta Olney. MLS #N6144756.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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