204 BOBBIE CIRCLE, LAKELAND, FL, 33813
Active30 days on marketListed Jul 7, 2026MLS #L4963335
About this home
204 BOBBIE CIRCLE
***MULTIPLE OFFERS RECEIVED***Highest & Best Hold Period active - expires 08/03/2026 01:00 PM CST*** Welcome to this 3-bedroom, 1.5-bath single-family home in desirable South Lakeland with NO HOA! This home features a spacious living room, separate dining room, and a galley kitchen complete with a refrigerator, range, and microwave. The primary bedroom offers a walk-in closet and an en-suite half bath, while two additional bedrooms share a full bathroom. Enjoy the enclosed, screened rear porch with a convenient laundry closet with an included washer and dryer. A versatile bonus room with a separate entrance from the second carport provides endless possibilities as a fourth bedroom, home office, den, study, or in-law suite. Outside, you'll find a vinyl fenced backyard and a large storage closet in the first carport. Conveniently located near South Lakeland shopping, restaurants, the Polk Parkway, and within the highly rated George Jenkins school district. With a some needed TLC, this foreclosure property offers incredible potential as a starter home, investment property, or the opportunity to make it your own.
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,178
Sqft
0.18 ac
Lot size
1961
Year built
One
Levels
$140
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,505 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,505/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−34.5%
$/sqft vs Lakeland actives
$140 vs $195
Days on market
30 vs 43 typical
Where $140/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33813 — neighborhood snapshot
Population
38,112
Median age
39.9
Median income
$96,723
Median home value
$330,100
Avg household
2.72
Households w/ children
5,079
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
192 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 59% below the LAKELAND 33813 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 204 BOBBIE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$281,500
4621 DEVON AVENUE
3 bd · 2 ba · 1,184 sqft · $238/sqft · 25 DOM
Sold · Jun ’26$189,900
703 W ALAMO DRIVE
3 bd · 2 ba · 1,152 sqft · $165/sqft · 0 DOM
Sold · Oct ’25$208,000
5170 CIMARRON DRIVE
2 bd · 2 ba · 1,150 sqft · $181/sqft · 46 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 204 BOBBIE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 204 BOBBIE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
204 BOBBIE CIRCLE FAQs
What would the monthly payment be for 204 BOBBIE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,505/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 204 BOBBIE CIRCLE?+
The most recent tax bill on record (2025) was $3,609. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $165,000, this home is listed about 51% below the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 204 BOBBIE CIRCLE?+
Medulla Elementary School (elementary), Southwest Middle School (middle), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of VIEWPOINT VALUE REALTY · Pat Pearson. MLS #L4963335.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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