Darrick Cook
$749,0004 bd2.5 ba2,449 sqft$306 /sqft$5,005 /mo all-in ↓

20273 NW 251ST TERRACE, HIGH SPRINGS, FL, 32643

Active1 days on marketListed Aug 16, 2026MLS #GC542772

Single Family ResidenceRIVER RUN PLANTATION

About this home

20273 NW 251ST TERRACE

Virtually Staged. Custom-built in 2007, this beautiful 2,450 sq. ft home sits on a private, wooded 2.0 -acre lot at the end of a quiet cul-de-sac. Mature landscaping creates a peaceful, secluded feel while still offering easy access to all High Springs amenities. Walking distance to Santa Fe River. 3 Bedrooms | 2.5 Baths | Study | Split Floor Plan Step inside and enjoy soaring 10-ft ceilings with elegant crown molding in every room. Oak hardwood floors flow throughout the living areas. The open family room features built-ins and whole-house stereo speakers that also extend into the primary suite and rear porch. The primary suite is a true retreat with his-and-her closets and a luxurious Jacuzzi tub. A separate laundry room, breakfast nook, and formal dining space complete the main living areas. The kitchen and bathrooms were tastefully updated in 2020. Outdoor Living & Amenities • Large screened back porch • Expansive paver lanai with hot tub • Side circular driveway • Fully fenced property with new gate and Viking opener (2024) • Detached, fully insulated two-car garage (2018) • Matching 16×28 storage building perfect for boat or RV Recent Upgrades for Peace of Mind • New architectural roof shingles with peel-and-stick underlayment (2024) • Whole-house Generac generator with 500-gallon propane tanks (2024) • Interior and exterior repainted (2020) • Whole-house alarm system • Water softener This move-in-ready home combines privacy, quality construction, and thoughtful modern updates in a prime High Springs location. Schedule your private showing today! Owner/Seller/Agent is a Licensed Real Estate Agent

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,449

Sqft

1.7 ac

Lot size

4

Garage

2006

Year built

One

Levels

$306

Per sqft

FireplaceTrees/Woods viewNegotiable

Inside

FlooringCarpet · Ceramic Tile · Engineered Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Chair Rail · Crown Molding · Eating Space In Kitchen · High Ceilings · Open Floorplan
LaundryElectric Dryer Hookup · Inside · Laundry Room
CoolingCentral Air
HeatingElectric · Heat Pump
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBrick · Cement Siding · HardiPlank Type
FoundationSlab
ViewTrees/Woods
FacesWest
ParkingGarage Door Opener · Garage Faces Rear · Garage Faces Side · Oversized · RV Garage · Workshop in Garage
ExteriorIrrigation System · Private Entrance · Private Mailbox · Private Yard · Rain Gutters · RV Hookup · Storage

Community & fees

HOA fee$20/mo
Taxes (2025)$6,031/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesFiber Optics · Fire Hydrant
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,005 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,042
PMI (est., until 20% equity)$281
Property tax — 2025 actual bill$503
HOA fee — from the listing$20
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $74,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $74,900
Interest rate6.00%
Loan term

Estimated payment

$5,005/mo

Principal & interest$4,042
PMI (est., until 20% equity)$281
Property taxes (actual bill)$503
HOA / condo fee$20
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $749K
$368KedgeAI estimate $514,463 · range $383K$551K$779K

vs edgeAI estimate

+45.6%

$/sqft vs High Springs actives

$306 vs $210

Days on market

1 vs 35 typical

Where $306/sqft sits among the 74 High Springs actives

12
19
14
12
8
9 · this home
$130–164$164–198$198–232$232–266$266–300$300+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside High Springs

Map of 20273 NW 251ST TERRACE

Get to know High Springs. See the full High Springs guide →

HIGH SPRINGS 32643 — neighborhood snapshot

Population

11,495

Median age

38.5

Median income

$69,871

Median home value

$254,900

Avg household

2.86

Households w/ children

1,364

For the school run

Alachua County School District

ElementaryHigh Springs Community School★★★★
HighSanta Fe High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The High Springs market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$330K$294K

High Springs median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

41 of 74

High Springs actives have cut their price

Median sold price, High Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 146% above the HIGH SPRINGS 32643 median. See the full High Springs market guide →

Paper trail

This home's history

Aug 16, 2026Listed at $749,000 · 1 days on market since
2006Built · RIVER RUN PLANTATION

Reality check

What actually sold near 20273 NW 251ST TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

20772 NW 252ND STREETSold · Jun ’26

$665,000

20772 NW 252ND STREET · same community

4 bd · 2 ba · 2,688 sqft · $247/sqft · 8 DOM

20744 NW 252ND STREETSold · Jun ’26

$675,500

20744 NW 252ND STREET · same community

4 bd · 3 ba · 2,179 sqft · $310/sqft · 16 DOM

19909 NW 248TH STREETSold · Jan ’26

$344,000

19909 NW 248TH STREET

4 bd · 2.5 ba · 2,082 sqft · $165/sqft · 101 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Darrick Cook

Your agent

Darrick Cook

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 20273 NW 251ST TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 20273 NW 251ST TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

20273 NW 251ST TERRACE FAQs

What would the monthly payment be for 20273 NW 251ST TERRACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,005/mo — principal and interest, the actual property-tax bill, the $20/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 20273 NW 251ST TERRACE?+

The association fee works out to $20 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 20273 NW 251ST TERRACE?+

The most recent tax bill on record (2025) was $6,031. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 20273 NW 251ST TERRACE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in High Springs?+

At $749,000, this home is listed about 110% above the High Springs median of $356,500. The market section on this page shows how the area is trending.

Which schools are assigned to 20273 NW 251ST TERRACE?+

High Springs Community School (elementary), Santa Fe High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$749,000 runs 146% above the HIGH SPRINGS 32643 median — but at 2,449 sqft it's also 42% larger than the typical High Springs listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 1 day on market in a High Springs market that averages 35 — if it fits, move quickly.

04Strong assigned schools

High Springs Community School, Santa Fe High School — High Springs Community School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE GVILLE · Steven Ayoub. MLS #GC542772.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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