Darrick Cook
$122,900$129,9002 bd2 ba874 sqft$141 /sqft$1,133 /mo all-in ↓

81 SE 16TH AVENUE UNIT D101, GAINESVILLE, FL, 32601

Active121 days on marketListed Apr 8, 2026MLS #GC539113

Priced 51% below the GAINESVILLE 32601 medianReduced $7KCondominiumTREEHOUSE VILLAGE

About this home

81 SE 16TH AVENUE UNIT D101

It is time to own this move-in-ready, adorable 2-bedroom, 2-bathroom ground-floor end unit in the Treehouse condominium community. Tucked away in a quiet corner and backing up to a peaceful wooded area, this unit offers both privacy and a serene natural setting. Inside, you’ll find a clean, well-maintained interior with several recent upgrades. The home features luxury vinyl plank flooring throughout the living areas and bedrooms, freshly painted interior walls, and a kitchen with plenty of cabinet space and replaced countertops. Newer vanities and toilets in bathrooms. In-unit washer and dryer, water heater is only 2 yrs old. Residents of Treehouse enjoy a variety of community amenities, including a swimming pool, clubhouse, and fitness center. The HOA fee covers exterior insurance, maintenance, and roof care. Ideally located near major bus routes, this property offers convenient access to the University of Florida, VA Hospital, Shands Hospital, as well as nearby restaurants and shopping. This is a fantastic opportunity for homeowners or investors seeking a low-maintenance property in a prime location. Call soon to schedule your private showing.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

874

Sqft

1985

Year built

Two

Levels

$141

Per sqft

Inside

FlooringCarpet · Tile
AppliancesCooktop · Dishwasher · Dryer · Electric Water Heater · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Thermostat
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame · Wood Siding
FoundationSlab
FacesSouthwest
ExteriorLighting · Sidewalk

Community & fees

Taxes (2025)$2,337/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit
CommunityClubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Pool · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,133 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$723
FHA mortgage insurance (est.)$54
Property tax — 2025 actual bill$195
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,302Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,302
Interest rate6.00%
Loan term

Estimated payment

$1,133/mo

Principal & interest$723
FHA mortgage insurance (est.)$54
Property taxes (actual bill)$195
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $123K
$118KedgeAI estimate $203,576 · range $145K$227K$236K

vs edgeAI estimate

−39.6%

$/sqft vs Gainesville actives

$141 vs $201

Days on market

121 vs 44 typical

Where $141/sqft sits among the 400 Gainesville actives

83 · this home
107
79
66
28
37
$132–165$165–198$198–231$231–263$263–296$296+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Gainesville

Map of 81 SE 16TH AVENUE UNIT D101

Get to know Gainesville. See the full Gainesville guide →

GAINESVILLE 32601 — neighborhood snapshot

Population

23,296

Median age

23

Median income

$30,878

Median home value

$284,200

Avg household

2.1

Households w/ children

1,322

For the school run

Alachua County School District

MiddleAbraham Lincoln Middle School★★★★★
HighGainesville High School★★★★★
ElementaryIdylwild Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$294K$340K

Gainesville median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

181 of 400

Gainesville actives have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 51% below the GAINESVILLE 32601 median. See the full Gainesville market guide →

Paper trail

This home's history

CurrentPrice reduced to $122,900 $7K
Apr 8, 2026Listed at $129,900 · 121 days on market since
1985Built · TREEHOUSE VILLAGE

Reality check

What actually sold near 81 SE 16TH AVENUE UNIT D101

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

75 SE 16TH AVENUE UNIT A101Sold · May ’26

$129,000

75 SE 16TH AVENUE UNIT A101 · same community

2 bd · 2 ba · 874 sqft · $148/sqft · 29 DOM

77 SE 16TH AVENUE UNIT B101Sold · Oct ’25

$105,000

77 SE 16TH AVENUE UNIT B101 · same community

2 bd · 2 ba · 874 sqft · $120/sqft · 46 DOM

75 SE 16TH AVENUE UNIT A204Sold · Dec ’25

$100,000

75 SE 16TH AVENUE UNIT A204 · same community

2 bd · 2 ba · 874 sqft · $114/sqft · 200 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Darrick Cook

Your agent

Darrick Cook

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 81 SE 16TH AVENUE UNIT D101 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 81 SE 16TH AVENUE UNIT D101 — before you fall in love.

See it in person

Schedule a tour

Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

81 SE 16TH AVENUE UNIT D101 FAQs

What would the monthly payment be for 81 SE 16TH AVENUE UNIT D101?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,133/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 81 SE 16TH AVENUE UNIT D101?+

The most recent tax bill on record (2025) was $2,337. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 81 SE 16TH AVENUE UNIT D101?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Gainesville?+

At $122,900, this home is listed about 58% below the Gainesville median of $295,250. The market section on this page shows how the area is trending.

Which schools are assigned to 81 SE 16TH AVENUE UNIT D101?+

Abraham Lincoln Middle School (middle), Gainesville High School (high), Idylwild Elementary School (elementary) — Alachua County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the GAINESVILLE 32601 market on paper

$122,900 is 51% below the GAINESVILLE 32601 median of $249,900, and at $141/sqft it sits under the Gainesville average of $208.

02Time on market is leverage

121 days on market against a Gainesville median of 44 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $129,900, now $122,900 — a $7K cut. The full history is in the market section below.

Listing courtesy of BOSSHARDT REALTY SERVICES LLC · Rainbow Young. MLS #GC539113.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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