5516 E HARBOR DRIVE, FRUITLAND PARK, FL, 34731
Active0 days on marketListed Aug 6, 2026MLS #G5116129
About this home
5516 E HARBOR DRIVE
Welcome home to your beautiful 3 bedroom 3 bath pool home on Lake Griffin! This home has tons of upgrades and features! When you first pull up you will notice the large RV garage with a 10ft garage door and an extra concrete pad off to the side for additional / boat parking. Walking in, you will notice newer high end composite flooring throughout, a completely upgraded and remodeled kitchen and amazing canal and Lake views from the kitchen / living room combo. The primary bedroom is very spacious and boasts a walk in closet along with a pool bath! The shower has been upgraded to an easy clean (grout-less / solid surface) for convenience. Two additional bedrooms and an office are split nicely off to the West side of the home. The office has its own rear exit and screened lanai for privacy. Sidewalks connect the office / pool area and circle around all the way to your boathouse! The Boathouse with lift currently holds a 21' pontoon but can host a variety of boats and there is plenty of extra room along the aluminum seawall to allow more dockage! Updated Low E windows are a plus along with window treatments and black out shades for the rear sliders. Community has no HOA! Home is within a short (10-15 minutes) drive of the Villages, Leesburg, shopping, restaurants and LRMC. From the water, you can be in the Ocklawaha River or anywhere in the Lake Harris Chain with a short boat ride! Come take a look today while this home lasts!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,235
Sqft
0.38 ac
Lot size
2
Garage
1995
Year built
One
Levels
$268
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,687 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,687/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Fruitland Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Fruitland Park. See the full Fruitland Park guide →
FRUITLAND PARK 34731 — neighborhood snapshot
Population
12,239
Median age
48.7
Median income
$63,329
Median home value
$185,900
Avg household
2.4
Households w/ children
978
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fruitland Park market
$345K → $289K
Fruitland Park median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Fruitland Park, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% above the FRUITLAND PARK 34731 median. See the full Fruitland Park market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5516 E HARBOR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5516 E HARBOR DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5516 E HARBOR DRIVE FAQs
What would the monthly payment be for 5516 E HARBOR DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,687/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5516 E HARBOR DRIVE?+
The most recent tax bill on record (2025) was $783. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5516 E HARBOR DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fruitland Park?+
At $599,900, this home is listed about 75% above the Fruitland Park median of $341,950. The market section on this page shows how the area is trending.
Which schools are assigned to 5516 E HARBOR DRIVE?+
Fruitland Park Elementary School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$599,900 runs 100% above the FRUITLAND PARK 34731 median — but at 2,235 sqft it's also 27% larger than the typical Fruitland Park listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Listed today in a Fruitland Park market that averages 34 — if it fits, move quickly.
Listing courtesy of CARLINO REAL ESTATE GROUP INC · Alex Vonhartman. MLS #G5116129.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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