846 POINT HERON LOOP, ORANGE PARK, FL, 32065
Active8 days on marketListed Jul 12, 2026MLS #G5115002
About this home
846 POINT HERON LOOP
Under Construction. *Images shown are for illustrative purposes only* The Vero is 4 bed 3 bath two story plan. Open floor plan with large family room with large kitchen island and walk in pantry. Home has quartz countertops & White Cabinets in the kitchen and in the bathrooms HOA dues include high speed internet service. The Wilford Oaks community enhances your living experience with excellent amenities Fitness Center: Stay active without leaving the neighborhood. Resort-Style Pool: Perfect for relaxation and summer fun.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,500
Sqft
0.14 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,116 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,116/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.2%
$/sqft vs WILFORD OAKS
$181 vs $185
Days on market
8 vs 98 typical
Where $181/sqft sits among the 8 homes for sale in WILFORD OAKS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Orange Park
Get to know Orange Park. See the full Orange Park guide →
ORANGE PARK 32065 — neighborhood snapshot
Population
40,366
Median age
36.5
Median income
$92,842
Median home value
$278,500
Avg household
2.87
Households w/ children
6,007
For the school run
Clay County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orange Park market
$340K → $409K
Orange Park median sold, yr/yr
98.9%
Sale-to-list ratio (12 mo)
0 of 8
WILFORD OAKS have cut their price
Median sold price, Orange Park, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the ORANGE PARK 32065 median. See the full Orange Park market guide →
Paper trail
This home's history
Reality check
What actually sold near 846 POINT HERON LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$430,000
3708 BELSTEAD WAY · same community
4 bd · 3 ba · 2,488 sqft · $173/sqft · 0 DOM
Sold · Nov ’25$421,990
3714 BELSTEAD WAY · same community
5 bd · 3 ba · 2,554 sqft · $165/sqft · 0 DOM
Sold · Jan ’26$419,990
3634 BELSTEAD WAY · same community
4 bd · 2.5 ba · 2,436 sqft · $172/sqft · 79 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 846 POINT HERON LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 846 POINT HERON LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
846 POINT HERON LOOP FAQs
What would the monthly payment be for 846 POINT HERON LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,116/mo — principal and interest, the actual property-tax bill, the $68/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 846 POINT HERON LOOP?+
The association fee works out to $68 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 846 POINT HERON LOOP?+
The most recent tax bill on record (2025) was $364. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 846 POINT HERON LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orange Park?+
At $451,490, this home is listed about 28% above the Orange Park median of $351,750. The market section on this page shows how the area is trending.
Which schools are assigned to 846 POINT HERON LOOP?+
Oakleaf High School (high), Oakleaf Junior High (middle), Discovery Oaks Elementary (elementary) — Clay County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Nancy Pruitt, PA. MLS #G5115002.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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