Darrick Cook
$759,0003 bd2 ba2,419 sqft$314 /sqft$5,212 /mo all-in ↓

3448 ACOMA DRIVE, ORMOND BEACH, FL, 32174

Active10 days on marketListed Jul 10, 2026MLS #G5114746

Private poolSingle Family ResidenceHALIFAX PLANTATION

About this home

3448 ACOMA DRIVE

Gorgeously appointed, custom-built Halifax Plantation home. Immaculately maintained. Fully remodeled in 2025. Lush, mature landscaping on a 0.29-acre lot. High-end paver drive with generous parking and walkways. Privacy: both the front and back yards face undeveloped natural areas. Deer frequent both areas. A fountain at the generous front entry welcomes you into a grand double-doored entrance. A large great room with a trayed ceiling and bold crown molding impresses. A formal dining room, an eat-in kitchen, and an outdoor covered dining area allow spacious entertaining options. The large living area spills out to a covered lanai overlooking a sparkling pool with a waterfall. The outdoor seating area includes a flat screen TV. Beyond the pool enclosure is a spacious lawn ready for yard games. A large en suite with built-in storage and a large, custom walk-in closet has a newly updated master bath with a zero-threshold shower and a garden tub. There are two large guest bedrooms and a separate office/bonus room with French doors. Enjoy this gourmet kitchen with custom cabinets and quartz countertops, all new stainless steel appliances. Full pantry, counter seating, and a pub-style dry bar make entertaining a breeze. The light and bright hall bath opens to the pool area. A separate laundry room has more storage, a wall-mounted ironing board, and a task sink. Recently replaced roof, HVAC, water heater, and lanai screens. Interior and exterior freshly painted. All switches, dimmers, lighting, and fans were replaced and updated. The garage has had luxury, slip-free carpet installed. It is ready for immediate occupancy; not one thing needs to be done to the house. Irrigation, security cameras, and other conveniences, too. The community offers golf, tennis, a community pool, and fitness in a full-service restaurant. All measurements and information are attempted to be accurate, but are not guaranteed.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,419

Sqft

0.29 ac

Lot size

2

Garage

2004

Year built

One

Levels

$314

Per sqft

Private poolTrees/Woods viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Dry Bar · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · L Dining · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesEast
ParkingGarage Door Opener · Oversized
ExteriorIrrigation System · Lighting · Rain Gutters · Sliding Doors · Storage

Community & fees

HOA fee$65/mo
Taxes (2025)$7,282/yr
PetsCats OK, Dogs OK, Yes
CommunityDeed Restrictions · Golf · Park · Playground · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fire Hydrant · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,212 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,096
PMI (est., until 20% equity)$285
Property tax — 2025 actual bill$607
HOA fee — from the listing$65
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $75,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $75,900
Interest rate6.00%
Loan term

Estimated payment

$5,212/mo

Principal & interest$4,096
PMI (est., until 20% equity)$285
Property taxes (actual bill)$607
HOA / condo fee$65
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $759K
$539KedgeAI estimate $640,624 · range $562K$736K$789K

vs edgeAI estimate

+18.5%

$/sqft vs Ormond Beach actives

$314 vs $235

Days on market

10 vs 41 typical

Where $314/sqft sits among the 400 Ormond Beach actives

184
118
37 · this home
25
7
29
$158–229$229–300$300–371$371–442$442–513$513+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Halifax Plantation

Map of 3448 ACOMA DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando70 min

Get to know Ormond Beach. See the full Ormond Beach guide →

Halifax Plantation — neighborhood snapshot

Population

1,878

Median age

71

Median income

$73,056

Median home value

$375,332

Avg household

2

Households w/ children

76%

For the school run

Volusia County School District

MiddleOrmond Beach Middle School★★★★★
ElementaryPine Trail Elementary School★★★★
HighSeabreeze High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$390K$415K

Ormond Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

199 of 400

Ormond Beach actives have cut their price

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 90% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →

Paper trail

This home's history

Jul 10, 2026Listed at $759,000 · 10 days on market since
2004Built · HALIFAX PLANTATION

Reality check

What actually sold near 3448 ACOMA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2824 MONAGHAN DRIVESold · Jun ’26

$485,000

2824 MONAGHAN DRIVE · same community

4 bd · 3 ba · 2,405 sqft · $202/sqft · 27 DOM

3963 S CHINOOK LANESold · Sep ’25

$540,000

3963 S CHINOOK LANE · same community

4 bd · 2 ba · 2,490 sqft · $217/sqft · 38 DOM

3011 SILVERMINES AVENUESold · Jul ’26

$825,000

3011 SILVERMINES AVENUE · same community

4 bd · 3 ba · 2,545 sqft · $324/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Darrick Cook

Your agent

Darrick Cook

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3448 ACOMA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3448 ACOMA DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3448 ACOMA DRIVE FAQs

What would the monthly payment be for 3448 ACOMA DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,212/mo — principal and interest, the actual property-tax bill, the $65/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3448 ACOMA DRIVE?+

The association fee works out to $65 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3448 ACOMA DRIVE?+

The most recent tax bill on record (2025) was $7,282. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3448 ACOMA DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ormond Beach?+

At $759,000, this home is listed about 78% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.

Which schools are assigned to 3448 ACOMA DRIVE?+

Ormond Beach Middle School (middle), Pine Trail Elementary School (elementary), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$759,000 runs 90% above the ORMOND BEACH 32174 median — but at 2,419 sqft it's also 25% larger than the typical Ormond Beach listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Ormond Beach Middle School, Pine Trail Elementary School, Seabreeze High School — Pine Trail Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of LIST NOW REALTY, LLC · Matt Buttner. MLS #G5114746.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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