Darrick Cook
$465,000$545,000$3,251 /mo all-in ↓

LAKE SWATARA DRIVE, EUSTIS, FL, 32736

Active232 days on marketListed Dec 11, 2025MLS #G5105395

Reduced $80KLAKE SWATARA RESERVE

About this home

LAKE SWATARA DRIVE

Your waterfront dream awaits. Picture yourself relaxing on your future homesite, perched high on a hillside overlooking the peaceful waters of Lake Swatara, where stunning sunsets paint the sky each evening. This amazing waterfront property offers over 1.27 acres of prime lakefront land with an impressive 180 feet of waterfrontage, beautifully framed by towering cypress trees that line the water's edge and create a picture-perfect setting for your custom dream home. Located in the desirable Lake Swatara Reserve community on a quiet cul-de-sac street, this exceptional vacant lot sits on the southern shore of a private 75-acre lake that's perfect for boating, fishing, and enjoying the Florida lakefront lifestyle. The elevated building site gives you fantastic lake views and plenty of privacy, surrounded by beautiful upscale homes that show the quality of this wonderful neighborhood. Best of all, there's no HOA, which means you choose your own builder and design the home that's perfect for you and your family. You'll love being part of Florida's Golden Triangle, where the charming towns of Eustis, Mount Dora, and Tavares come together to offer the best of lakefront living. Downtown Eustis is just minutes away with its scenic Lake Walk at Ferran Park, historic bandshell, and delightful vintage shops that give the town its warm, welcoming character. Mount Dora's famous antique shops, cozy bed and breakfasts, and popular Sunday brunch spots are also close by, along with all the new dining and entertainment options in Tavares. This private lake is ideal for recreation and relaxation, whether you enjoy kayaking, fishing, or simply watching the sunrise from your own backyard. The peaceful, secluded setting feels like a true getaway, yet you're only seven minutes from Highway 441, where you'll find all the shopping centers, restaurants, services, and banks you need for everyday convenience. Golf courses are nearby for weekend recreation, and the new 429 beltway makes getting around the Orlando area easier than ever. Even though you'll feel miles away from the hustle and bustle, you're actually perfectly positioned for exploring Central Florida. Orlando International Airport, Walt Disney World, Universal Studios, and all the theme parks are just 45 minutes to an hour away, making this location ideal whether you're commuting for work or planning weekend adventures with family and friends. The paved road and quiet cul-de-sac location add to the appeal of this special property, combining easy access with the privacy and tranquility you want in a lakefront homesite. This is a rare opportunity to own significant lake frontage in an established community where the lifestyle includes seaplane rides, waterfront living, and the natural beauty that makes this area so special. Start planning your custom build today on this beautiful piece of lakefront paradise where location, views, and opportunity come together perfectly.

Facts & features

The home at a glance

1.27 ac

Lot size

Water viewPets allowed

Inside

Outside & construction

ViewWater
FacesSoutheast

Community & fees

Taxes (2025)$1,777/yr
PetsYes
CommunityDeed Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electrical Nearby · Electricity Available · Telephone Nearby · Underground Utilities · Water Nearby
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,251 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,737
FHA mortgage insurance (est.)$206
Property tax — 2025 actual bill$148
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,275Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,275
Interest rate6.00%
Loan term

Estimated payment

$3,251/mo

Principal & interest$2,737
FHA mortgage insurance (est.)$206
Property taxes (actual bill)$148
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Eustis

Map of LAKE SWATARA DRIVE

Drive times from this address

Downtown Orlando47 min
Universal Orlando50 min
Walt Disney World56 min
Orlando Int’l Airport (MCO)62 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Eustis. See the full Eustis guide →

EUSTIS 32736 — neighborhood snapshot

Population

11,582

Median age

49.5

Median income

$83,727

Median home value

$352,100

Avg household

2.76

Households w/ children

929

For the school run

Lake County School District

MiddleEustis Middle School★★★★
HighEustis High School★★★★★
ElementaryEustis Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Eustis market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$336K$355K

Eustis median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

Median sold price, Eustis, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4% above the EUSTIS 32736 median. See the full Eustis market guide →

Paper trail

This home's history

CurrentPrice reduced to $465,000 $80K
Dec 11, 2025Listed at $545,000 · 232 days on market since

Reality check

What actually sold near LAKE SWATARA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

19200 LAKE SWATARA DRIVESold · Jul ’26

$560,000

19200 LAKE SWATARA DRIVE · same community

3 bd · 2 ba · 2,410 sqft · $232/sqft · 7 DOM

2414 E ORANGE AVENUESold · Jan ’26

$131,000

2414 E ORANGE AVENUE

2 bd · 1 ba · 832 sqft · $157/sqft · 184 DOM

205 CRICKET HOLLOW LANESold · Oct ’25

$240,000

205 CRICKET HOLLOW LANE

2 bd · 2 ba · 1,036 sqft · $232/sqft · 65 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Darrick Cook

Your agent

Darrick Cook

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about LAKE SWATARA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for LAKE SWATARA DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

LAKE SWATARA DRIVE FAQs

What would the monthly payment be for LAKE SWATARA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,251/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on LAKE SWATARA DRIVE?+

The most recent tax bill on record (2025) was $1,777. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at LAKE SWATARA DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Eustis?+

At $465,000, this home is listed about 22% above the Eustis median of $382,500. The market section on this page shows how the area is trending.

Which schools are assigned to LAKE SWATARA DRIVE?+

Eustis Middle School (middle), Eustis High School (high), Eustis Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Water views

The water view is part of what you're buying — views hold value independently of the structure.

02Time on market is leverage

232 days on market against a Eustis median of 36 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $545,000, now $465,000 — a $80K cut. The full history is in the market section below.

Listing courtesy of PREMIER SOTHEBYS INT'L REALTY · Dawn Giachetti. MLS #G5105395.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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