424 UNDERWOOD TRAIL, PALM COAST, FL, 32164
Active3 days on marketListed Aug 3, 2026MLS #FC320377
About this home
424 UNDERWOOD TRAIL
Under Construction. Photos are not of actual home.For limited time you can choose your colors, $1,000 escrow deposit and when using one of our lender partners we will pay a portion of closing costs, saving thousands of dollars at the closing table. Your “Wow, I Could Totally Live Here” Moment Starts in Seminole Woods! Welcome to modern Florida living with NO HOA and NO CDD. This all brick 3000 plan doesn’t just check boxes, it breaks the mold. From the moment you step through the grand entry, with tile flooring ,you’ll feel the perfect balance of spacious design and smart functionality. This isn’t your average new build —it’s serving space, style, and Florida sunshine in all the right ways. Step inside and you’ll instantly feel it — the bright, open floor plan, the monster breakfast nook that’s just begging for brunch, and the living room that fits the whole crew (and then some). The kitchen and all three bathrooms are equipped with granite counter tops. The Owner’s Suite? Total retreat vibes. Think tray ceiling, en-suite bath with double vanities, a walk-in shower, garden tub for soaking, and his and hers walk in closets that fit everything just right. Out back, you’ve got a 21' x 10' patio and a backyard with plenty of room to dream — pool, firepit, tiki bar… your call. All of this in the quiet, super-convenient Seminole Woods neighborhood — just minutes from shopping, dining, and the sand of Flagler Beach.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,000
Sqft
0.33 ac
Lot size
2
Garage
2026
Year built
One
Levels
$146
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,005 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,005/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−21.3%
$/sqft vs PALM COAST SEC 57
$146 vs $201
Days on market
3 vs 50 typical
Where $146/sqft sits among the 7 homes for sale in PALM COAST SEC 57
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seminole Woods
Get to know Palm Coast. See the full Palm Coast guide →
Seminole Woods — neighborhood snapshot
Population
6,192
Median age
41
Median income
$75,477
Median home value
$289,999
Avg household
3
Households w/ children
843
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
1 of 7
PALM COAST SEC 57 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 424 UNDERWOOD TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$546,409
4 UTURN COURT · same community
4 bd · 2.5 ba · 3,005 sqft · $182/sqft · 12 DOM
Sold · Jan ’26$465,000
115 UNIVERSAL TRAIL · same community
4 bd · 3 ba · 2,424 sqft · $192/sqft · 52 DOM
Sold · Feb ’26$369,500
18 ULLMAN COURT · same community
4 bd · 3 ba · 2,369 sqft · $156/sqft · 102 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 424 UNDERWOOD TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 424 UNDERWOOD TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
424 UNDERWOOD TRAIL FAQs
What would the monthly payment be for 424 UNDERWOOD TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,005/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 424 UNDERWOOD TRAIL?+
The most recent tax bill on record (2025) was $954. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $436,900, this home is listed about 9% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 424 UNDERWOOD TRAIL?+
Flagler-Palm Coast High School (high), Bunnell Elementary School (elementary), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS HOMES REALTY, INC · Tracy Webster. MLS #FC320377.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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