16 CLERMONT COURT, PALM COAST, FL, 32137
Pending10 days on marketListed Jul 29, 2026MLS #FC320214
About this home
16 CLERMONT COURT
Bring your boat and start enjoying the Florida waterfront lifestyle in Palm Harbor! This impeccably maintained 3-bedroom, 2-bath canal-front home offers 1,881 square feet of thoughtfully updated living space with easy access to the Intracoastal Waterway. From the manicured landscaping to the numerous upgrades, pride of ownership is evident throughout. Inside, you'll find tile and luxury vinyl plank flooring throughout, plantation shutters, fresh interior paint (2023), and a bright, open floor plan designed for both everyday living and entertaining. Triple sliding glass doors open to the covered lanai, creating a seamless transition to outdoor living. The kitchen features granite countertops and all appliances replaced in 2023, including a new microwave (2025) and dishwasher (2026). The owner's suite offers private access to the lanai and features quartz countertops, dual vanities, two separate walk-in closets, a garden tub, walk-in shower, and a private water closet. Two additional guest bedrooms and a guest bath with a walk-in shower provide comfortable accommodations for family and visitors. The utility room includes the washer and dryer, which convey. Step outside and discover why Florida living is so desirable. The covered lanai overlooks a beautifully landscaped backyard featuring new patio pavers, a summer kitchen with a built-in grill, sink, and refrigerator, and a fire pit seating area perfect for gathering with family and friends. For boating enthusiasts, the covered dock includes a boat lift that accommodates approximately a 22-foot boat, along with a dockside seating area (12x15'5") as well as a floating dock (10x10) where you can relax and enjoy the peaceful canal views. With quick and easy access to the Intracoastal Waterway, boating, fishing, waterfront dining, and exploring the area's natural beauty are all right at your fingertips. Additional improvements include a 2017 roof, 2020 A/C, 2021 water heater, gutters with leaf guards, an irrigation system on a well, and numerous interior updates, making this home truly move-in ready. Whether you're looking for a full-time residence or your own waterfront retreat, this Palm Harbor home offers the perfect blend of quality, comfort, and the Florida boating lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,881
Sqft
0.2 ac
Lot size
2
Garage
1997
Year built
One
Levels
$343
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,478 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,478/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.2%
$/sqft vs Palm Coast actives
$343 vs $218
Days on market
10 vs 49 typical
Where $343/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
169 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 68% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 16 CLERMONT COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$625,000
34 COLLINGDALE COURT · same community
3 bd · 2 ba · 1,873 sqft · $334/sqft · 17 DOM
Sold · Jul ’26$785,000
4 COTTAGEGATE COURT · same community
3 bd · 2 ba · 1,982 sqft · $396/sqft · 39 DOM
Sold · Aug ’25$735,000
9 COTTON COURT · same community
3 bd · 2 ba · 1,771 sqft · $415/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 16 CLERMONT COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16 CLERMONT COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16 CLERMONT COURT FAQs
What would the monthly payment be for 16 CLERMONT COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,478/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 16 CLERMONT COURT?+
The most recent tax bill on record (2025) was $7,147. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $645,000, this home is listed about 61% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 16 CLERMONT COURT?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$645,000 runs 68% above the PALM COAST 32137 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SELBY GROUP · Melanie Provencher. MLS #FC320214.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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