8431 WALDREP STREET, PORT CHARLOTTE, FL, 33981
Active136 days on marketListed Mar 27, 2026MLS #D6146648
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Upcoming open house
Sat, Aug 15
12:00 PM – 2:00 PM
About this home
8431 WALDREP STREET
TURNKEY FURNISHED 4-BEDROOM POOL HOME ON AN OVERSIZED CORNER LOT—with MAJOR UPDATES ALREADY COMPLETED! Enjoy peace of mind with a NEW A/C INSTALLED IN 2025, NEW WATER HEATER IN 2026, NEW ROOF IN 2022, NEW IRRIGATION PUMP IN 2022, and NEW POOL PUMP IN 2022. Even better, the home has a LOW-COST TRANSFERABLE FLOOD INSURANCE POLICY—an incredible benefit for the next owner! Meticulously maintained and completely move-in ready, this impressive South Gulf Cove residence offers 2,276 square feet of thoughtfully designed living space, four bedrooms, two bathrooms, and a private backyard oasis. Built in 2005 and situated on a desirable corner lot, the home welcomes you with lush tropical landscaping, mature trees, decorative pillars, white shell accents, and a vinyl privacy fence. Step inside to a bright, airy floor plan filled with architectural character and abundant natural light. A formal dining room and separate family room flank the foyer, while tile and luxury vinyl plank flooring flow throughout the main living areas. At the heart of the home, the spacious great room features soaring cathedral ceilings and sliding glass doors leading directly to the lanai and pool. The open-concept kitchen is beautifully equipped with updated Maytag appliances, granite countertops, abundant cabinetry, recessed lighting, a touch-sensor faucet, breakfast-bar seating, and a convenient closet pantry. The private primary suite features plush carpeting, a large sunlit window, bedside lighting, and a spacious custom walk-in closet. The luxurious en suite bathroom offers a garden tub surrounded by decorative tile, a separate glass-enclosed shower, dual vanities with stone countertops, and a frosted accent window. On the opposite side of the home, the split-bedroom floor plan provides three generously sized guest bedrooms with luxury vinyl plank flooring and ceiling fans. The guest bathroom features a tiled shower and tub combination, stone-topped vanity, and direct access to the lanai. A dedicated laundry room with GE appliances and built-in cabinetry leads to the finished two-car garage with sleek epoxy flooring. Step outside and discover the true showstopper—your private resort-style retreat! The expansive covered lanai features dual ceiling fans and overlooks the heated saltwater pool, built in 2017 and complemented by a NEW POOL PUMP INSTALLED IN 2022. Elegant paver decking, tropical landscaping, child-safety fence anchors, and an outdoor shower complete this incredible space designed for relaxing and entertaining. With a 2022 ROOF, 2025 A/C, 2026 WATER HEATER, 2022 IRRIGATION PUMP, 2022 POOL PUMP, and LOW-COST TRANSFERABLE FLOOD INSURANCE, this home offers exceptional value and valuable peace of mind. Located just a short drive from the beautiful beaches of Englewood and Boca Grande, it delivers the perfect combination of space, comfort, privacy, and coastal living. Don’t miss this outstanding opportunity to enjoy the Florida lifestyle from day one!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,276
Sqft
0.24 ac
Lot size
2
Garage
2005
Year built
One
Levels
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,540 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,540/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9%
$/sqft vs PORT CHARLOTTE SEC 058
$195 vs $215
Days on market
136 vs 60 typical
Where $195/sqft sits among the 27 homes for sale in PORT CHARLOTTE SEC 058
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
11 of 27
PORT CHARLOTTE SEC 058 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1024% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 8431 WALDREP STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$465,000
9203 KOMA STREET · same community
3 bd · 2.5 ba · 2,361 sqft · $197/sqft · 23 DOM
Sold · Mar ’26$355,000
8599 WALDREP STREET · same community
4 bd · 2 ba · 2,169 sqft · $164/sqft · 408 DOM
Sold · Sep ’25$365,000
8347 ADA STREET · same community
4 bd · 2 ba · 2,169 sqft · $168/sqft · 325 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8431 WALDREP STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8431 WALDREP STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8431 WALDREP STREET FAQs
What would the monthly payment be for 8431 WALDREP STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,540/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8431 WALDREP STREET?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8431 WALDREP STREET?+
The most recent tax bill on record (2025) was $6,714. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8431 WALDREP STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $444,000, this home is listed about 34% above the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.
Which schools are assigned to 8431 WALDREP STREET?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$444,000 runs 1024% above the PORT CHARLOTTE 33981 median — but at 2,276 sqft it's also 39% larger than the typical Port Charlotte listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
136 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $489,000, now $444,000 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Lore Mooren. MLS #D6146648.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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