
25264 PADRE LANE, PUNTA GORDA, FL, 33983
Active3 days on marketListed Jul 31, 2026MLS #C7529046
About this home
25264 PADRE LANE
Virtually Staged. Welcome to Deep Creek, where this 3-bedroom, 2-bath home offers many of the updates buyers are looking for, including desirable Flood Zone X, where lenders do not require flood insurance, a 2022 Owens Corning roof with a transferable warranty, AC and water heater both replaced in 2020, some updated windows, public water and sewer, and an HOA of just $205 annually. Concrete block construction and a side-entry two-car garage complete the package. With nearly 2,000 square feet under air, the split floor plan offers comfortable living, with the primary suite tucked away in its own private wing featuring dual closets, a garden tub, and a separate walk-in shower. High ceilings enhance the main living areas, while the kitchen features a breakfast bar that opens to the family room, creating a comfortable flow for everyday living and entertaining. The formal living and dining rooms provide additional space for gathering, while sliding glass doors lead to the enclosed lanai, extending the living area year-round. The inside laundry room includes a convenient utility sink. One feature that's hard to appreciate until you see it in person: there isn't a single nail hole anywhere in the home, leaving the walls remarkably untouched over the years. Situated on a corner homesite of nearly a quarter acre in the desirable Deep Creek community, this home is conveniently located near Deep Creek Golf Club, I-75, downtown Punta Gorda, Fishermen's Village, shopping, dining, and Gulf Coast beaches. Public water and sewer are already connected, pets are welcome, and rentals are permitted with a minimum lease period. With many of the major updates already completed, this home offers a great opportunity for its next owner to make it their own while enjoying peace of mind on the big-ticket improvements. Schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,966
Sqft
0.24 ac
Lot size
2
Garage
1996
Year built
One
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,856 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,856/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.2%
$/sqft vs PUNTA GORDA ISLES SEC 23
$181 vs $179
Days on market
3 vs 59 typical
Where $181/sqft sits among the 27 homes for sale in PUNTA GORDA ISLES SEC 23
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deep Creek
Get to know Punta Gorda. See the full Punta Gorda guide →
Deep Creek — neighborhood snapshot
Population
13,000
Median age
55
Median income
$70,043
Median home value
$306,257
Avg household
2
Households w/ children
1,092
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
17 of 27
PUNTA GORDA ISLES SEC 23 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 390% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 25264 PADRE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$334,250
1856 NUREMBERG BOULEVARD · same community
3 bd · 2 ba · 1,993 sqft · $168/sqft · 244 DOM
Sold · May ’26$320,000
2146 PETERBOROUGH ROAD · same community
3 bd · 2 ba · 1,929 sqft · $166/sqft · 5 DOM
Sold · Apr ’26$315,000
1069 FERGUS LANE · same community
4 bd · 2 ba · 2,031 sqft · $155/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 25264 PADRE LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 25264 PADRE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
25264 PADRE LANE FAQs
What would the monthly payment be for 25264 PADRE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,856/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 25264 PADRE LANE?+
The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 25264 PADRE LANE?+
The most recent tax bill on record (2025) was $5,190. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 25264 PADRE LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $355,000, this home is listed about 3% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 25264 PADRE LANE?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$355,000 runs 390% above the PUNTA GORDA 33983 median.
02Fresh on the market
Only 3 days on market in a Punta Gorda market that averages 59 — if it fits, move quickly.
03Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LOKATION · Bianca Mesa. MLS #C7529046.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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