Darrick Cook
$434,9002 bd2 ba1,672 sqft$260 /sqft$3,977 /mo all-in ↓

18048 CHERISHED LOOP, LAKEWOOD RANCH, FL, 34211

Active2 days on marketListed Jul 31, 2026MLS #A4701505

VillaSWEETWATER VILLAS AT LAKEWOOD RANCH

About this home

18048 CHERISHED LOOP

BUILDER IS SOLD OUT! THIS IS your opportunity to own a BARELY LIVED IN 1 YEAR YOUNG, SPACIOUS TOPAZ MODEL in the gorgeous, Sweetwater community. Built in 2024 but owner did not take possession until May 31, 2025, so it's practically brand new! Resort-style living in the gated villa section that has its own clubhouse, pool, fitness center, pickleball, bocce ball & social events for VILLA OWNERS ONLY! AND you DO HAVE access to the main clubhouse with another fitness center, pool, pickleball, basketball court & playground! Did I mention IMPACT WINDOWS & SLIDERS that provide hurricane protection and superior energy efficiency eliminating the need for shutters providing both peace of mind and reduced utility costs! This exceptional and extra spacious pie-shaped lot has a tranquil pond and preserve view! The screened lanai provides the perfect setting for morning coffee or evening gatherings offering peaceful water views and bird watching! TAKE NOTE: This lanai is NOT next to another lanai providing MORE PRIVACY than most. The villa to the right is an Emerald model, so NO NEIGHBORING LANAI next to this one! AND the rear lanai can also be extended! Besides the screened-in rear lanai overlooking the pond, the Seller had a customized screen enclosure installed on the front porch area as well. HOA FEES INCLUDE LAWN/LANDSCAPING CARE YEAR ROUND! CDD fees already calculated into the tax bill amount as seen. This exceptionally designed, open concept villa was designed and constructed by M/I Homes. A total of 1,672 sq. ft, it includes two bedrooms, two full bathrooms, a den/office/bonus room space and a two-car garage. Enter in from the extended driveway to the screened in front porch that is perfect for sipping your morning coffee, then head in through the front door. A cozy den with double entry doors for maximum privacy is tucked to the side. A gourmet kitchen is the heart of the home featuring a bright and spacious design with beautiful 42" white, wood cabinetry offering tons of storage space. A natural gas stove with a built-in griddle is perfect for the chef of the house. The kitchen cabinets line three walls with a gorgeous subway tile backsplash. A large center island provides extra counter space for food prep and a space for sitting stools. The open concept floorplan includes a spacious dining area perfect for a large dining table followed by a big great room with a tray ceiling that overlooks the triple sliders out to the pond. The primary suite also provides a private space in the rear of the home overlooking the pond. The primary bathroom has dual vanities, a walk-in shower, a water closet, and a spacious walk-in closet. This split floorplan places the second bedroom nestled in the front of the home as well as a full bathroom and utility room with washer and dryer that stays. Additional highlights include a two-car garage with epoxy floors, upgraded 8 foot doors, Energy Star Rated High Efficiency Heat Pump, Programmable Thermostat WIFI enabled, and a Video Doorbell. Unbeatable location minutes from UTC shopping, Waterside Place, Lakewood Ranch Main Street, several pristine Gulf Coast beaches, top-rated schools, hospitals as well as the downtown areas of Sarasota and Bradenton! Come enjoy resort-style living in the gated villa section of Sweetwater where luxury meets tranquility in the heart of Lakewood Ranch!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,672

Sqft

0.12 ac

Lot size

2

Garage

2024

Year built

One

Levels

$260

Per sqft

Trees/Woods & Water viewPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesNorthwest
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$430/mo
Taxes (2025)$7,609/yr
PetsYes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - No Guard · Irrigation-Reclaimed Water · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Natural Gas Connected · Public · Sprinkler Recycled · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,977 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,560
FHA mortgage insurance (est.)$192
Property tax — 2025 actual bill$634
HOA fee — from the listing$430
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,222Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,222
Interest rate6.00%
Loan term

Estimated payment

$3,977/mo

Principal & interest$2,560
FHA mortgage insurance (est.)$192
Property taxes (actual bill)$634
HOA / condo fee$430
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $435K
$393KedgeAI estimate $423,413 · range $409K$439K$456K

vs edgeAI estimate

+2.7%

$/sqft vs Lakewood Ranch actives

$260 vs $280

Days on market

2 vs 42 typical

Where $260/sqft sits among the 263 Lakewood Ranch actives

93
76 · this home
38
18
15
23
$197–257$257–317$317–377$377–436$436–496$496+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakewood Ranch

Map of 18048 CHERISHED LOOP

Drive times from this address

Downtown Tampa61 min
Tampa Int’l Airport (TPA)71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakewood Ranch. See the full Lakewood Ranch guide →

LAKEWOOD RANCH 34211 — neighborhood snapshot

Population

20,786

Median age

48.5

Median income

$118,565

Median home value

$601,300

Avg household

2.65

Households w/ children

1,934

For the school run

Manatee County School District

MiddleDr Mona Jain Middle School★★★★
ElementaryB.D. Gullett Elementary School★★★★
HighLakewood Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakewood Ranch market

Seller’s marketSeller’s market3.0 months of inventoryBuyer’s market

$577K$615K

Lakewood Ranch median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

120 of 263

Lakewood Ranch actives have cut their price

Median sold price, Lakewood Ranch, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% above the LAKEWOOD RANCH 34211 median. See the full Lakewood Ranch market guide →

Paper trail

This home's history

Jul 31, 2026Listed at $434,900 · 2 days on market since
2024Built · SWEETWATER VILLAS AT LAKEWOOD RANCH

Reality check

What actually sold near 18048 CHERISHED LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

18118 CHERISHED LOOPSold · Feb ’26

$389,999

18118 CHERISHED LOOP · same community

2 bd · 2 ba · 1,671 sqft · $233/sqft · 6 DOM

18080 CHERISHED LOOPSold · Jan ’26

$375,000

18080 CHERISHED LOOP · same community

2 bd · 2 ba · 1,671 sqft · $224/sqft · 96 DOM

18092 CHERISHED LOOPSold · Oct ’25

$429,999

18092 CHERISHED LOOP · same community

2 bd · 2 ba · 1,671 sqft · $257/sqft · 56 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Darrick Cook

Your agent

Darrick Cook

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 18048 CHERISHED LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 18048 CHERISHED LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

18048 CHERISHED LOOP FAQs

What would the monthly payment be for 18048 CHERISHED LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,977/mo — principal and interest, the actual property-tax bill, the $430/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 18048 CHERISHED LOOP?+

The association fee works out to $430 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 18048 CHERISHED LOOP?+

The most recent tax bill on record (2025) was $7,609. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 18048 CHERISHED LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakewood Ranch?+

At $434,900, this home is listed about 31% below the Lakewood Ranch median of $630,000. The market section on this page shows how the area is trending.

Which schools are assigned to 18048 CHERISHED LOOP?+

Dr Mona Jain Middle School (middle), B.D. Gullett Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Trees/Woods & Water views

The trees/woods and water view is part of what you're buying — views hold value independently of the structure.

02Fresh on the market

Only 2 days on market in a Lakewood Ranch market that averages 42 — if it fits, move quickly.

03Strong assigned schools

Dr Mona Jain Middle School, B.D. Gullett Elementary School, Lakewood Ranch High School — Dr Mona Jain Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of BETTER HOMES AND GARDENS REAL ESTATE ATCHLEY PROPE · Linda Trautweiler. MLS #A4701505.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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