Darrick Cook
$579,9003 bd2 ba1,732 sqft$335 /sqft$3,720 /mo all-in ↓

3643 MERIDALE ROAD, SARASOTA, FL, 34238

Active4 days on marketListed Aug 3, 2026MLS #A4701454

WaterfrontPrivate poolSingle Family ResidenceCLARK LAKES SUB

About this home

3643 MERIDALE ROAD

This is the one ** LAKE FRONT PROPERTY PERFECTLY POSITIONED ON ALMOST 1/2 ACRE ** PREMIUM LOT ** THE VIEWS & SETTING ARE A MUST SEE! ** 'A' RATED SCHOOL DISTRICT ** This is an IMMACULATE HOME ** PRIDE OF CURRENT OWNERSHIP SHOWS ** Situated on a quiet dead-end street providing a SERENE, NATURAL SETTING RARELY FOUND IN A CENTRAL LOCATION ** Open the front doors to a 2 STORY FOYER ** Walk inside to an open floorplan creating an effortless flow between Living, Dining & Kitchen spaces ** It's the perfect home to entertain family & friends or to simply relax in your slice of paradise ** NEW ROOF 2025 * NEW HURRICANE IMPACT WINDOWS & DOORS 2024 ** NEW VARIABLE SPEED A/C with 10 YEAR PARTS & LABOR WARRANTY 2020 ** NEW EXTERIOR PAINT ** NEW GUTTERS ** HOUSE RE-PIPED ** NEW HOT WATER HEATER ** THE LIST GOES ON & ON ** The Outdoor Setting is a true oasis, it's like Selby Gardens! ** PANORAMIC LAKE VIEWS ** UPSTAIRS you'll find the Primary Bedroom with a walkable Balcony to enjoy endless views of your lake, trees & nature views ** This is a bird lover's dream! ** All of this wraps your PRIVATE POOL & outdoor tranquility ** This home will not disappoint ** NO HOA * Minutes to Siesta Key Beach, Gulf Gate shopping, dining, parks, golf courses & all of Sarasota's fabulous amenities ** 'A' RATED SCHOOL DISTRICT ** One look & you'll fall in love **

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,732

Sqft

0.47 ac

Lot size

2

Garage

1989

Year built

Two

Levels

$335

Per sqft

Private poolWaterfrontWater viewPets allowed

Inside

FlooringTile · Vinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Central Vacuum · Crown Molding · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Wood Cabinets · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationSlab
ViewWater
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorBalcony · Hurricane Shutters · Irrigation System · Private Yard

Community & fees

Taxes (2025)$2,563/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,720 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,129
PMI (est., until 20% equity)$217
Property tax — 2025 actual bill$214
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,990
Interest rate6.00%
Loan term

Estimated payment

$3,720/mo

Principal & interest$3,129
PMI (est., until 20% equity)$217
Property taxes (actual bill)$214
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $580K
$520KedgeAI estimate $574,197 · range $542K$622K$647K

vs edgeAI estimate

+1%

$/sqft vs Sarasota actives

$335 vs $343

Days on market

4 vs 61 typical

Where $335/sqft sits among the 400 Sarasota actives

225 · this home
57
35
34
20
29
$157–384$384–611$611–838$838–1065$1065–1292$1292+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Map of 3643 MERIDALE ROAD

Drive times from this address

Downtown Tampa64 min
Tampa Int’l Airport (TPA)74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

SARASOTA 34238 — neighborhood snapshot

Population

22,808

Median age

63.9

Median income

$94,583

Median home value

$532,800

Avg household

1.94

Households w/ children

1,611

For the school run

Sarasota County School District

ElementaryLaurel Nokomis School★★★★
HighVenice Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$475K$493K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

159 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 119% above the SARASOTA 34238 median. See the full Sarasota market guide →

Paper trail

This home's history

Aug 3, 2026Listed at $579,900 · 4 days on market since
1989Built · CLARK LAKES SUB

Reality check

What actually sold near 3643 MERIDALE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3646 MARY LANESold · Apr ’26

$405,000

3646 MARY LANE · same community

3 bd · 2 ba · 1,642 sqft · $247/sqft · 57 DOM

3645 MERIDALE ROADSold · Mar ’26

$580,000

3645 MERIDALE ROAD · same community

3 bd · 2 ba · 2,028 sqft · $286/sqft · 3 DOM

7427 CARNOUSTIE DRIVE UNIT 7ASold · Apr ’26

$300,000

7427 CARNOUSTIE DRIVE UNIT 7A

3 bd · 2 ba · 1,730 sqft · $173/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Darrick Cook

Your agent

Darrick Cook

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3643 MERIDALE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3643 MERIDALE ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3643 MERIDALE ROAD FAQs

What would the monthly payment be for 3643 MERIDALE ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,720/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3643 MERIDALE ROAD?+

The most recent tax bill on record (2025) was $2,563. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3643 MERIDALE ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $579,900, this home is listed about 2% above the Sarasota median of $569,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3643 MERIDALE ROAD?+

Laurel Nokomis School (elementary), Venice Senior High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$579,900 runs 119% above the SARASOTA 34238 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 4 days on market in a Sarasota market that averages 61 — if it fits, move quickly.

04Strong assigned schools

Laurel Nokomis School, Venice Senior High School — Laurel Nokomis School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX ALLIANCE GROUP · Ryan Brown. MLS #A4701454.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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