Darrick Cook
Map of Harbor Isles
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Neighborhood · Port Richey, Florida

Harbor Isles

Waterfront living with Gulf access west of US-19

7

Homes for sale

$1,099,000

Median list price

$405

Avg price / sqft

94

Median days on market

Search Harbor Isles on the map

Harbor Isles is a small waterfront enclave on Florida's Nature Coast, where most homes sit on canals with direct access toward the Gulf. Boats at private docks, pool cages catching the afternoon sun, and quiet streets define daily life here — six of the seven current listings are on the water and six have pools. It's a step up in scale from the more established inland neighborhoods around it like Timber Oaks, Regency Park, and Jasmine Lakes, and it draws buyers who want the water as much as the house.

For a buyer today, this is a thin, high-end market: just 7 active listings with a median list price of $1,099,000, and four of those homes are priced above $1M. Homes take their time here — the median listing has been on the market 94 days — and only 3 sold in the past year at a median of $420,000, with sellers netting about 91% of asking. That gap between list and sold prices means there's real room to negotiate, and it pays to compare against the broader Port Richey homes for sale before committing.

Harbor Isles is a community in Port Richey, Florida.

Quick facts

$539,000$1.6M price range

2,429 sqft median home

$3,500/mo median rent

3 sold in 12 months

Drive times

Tampa Int’l Airport (TPA)55 min
Downtown Tampa59 min

On the market now

Homes for sale in Harbor Isles

Every active listing inside the Harbor Isles boundary

Open full map search →

Find your fit

Browse Harbor Isles

Where the market lives

3
4
$500K–$750K$1.0M–$2.0M

The numbers that matter

The Harbor Isles market

3

Sold, last 12 months

$420,000

Median sold price

91%

Sale-to-list ratio

What sellers actually get vs asking

131 days

Median time to sell

Harbor Isles vs Port Richey

Median list price

Harbor Isles$1.1M
Port Richey Co.$259K

Price per sqft

Harbor Isles$405
Port Richey Co.$205

Days on market

Harbor Isles94d
Port Richey Co.38d

Median sold price — 3-yr, 3-mo rolling

29.7% yr/yr

$390K$633K$875KMar ’24Feb ’26

Homes sold per month

023Mar ’24Feb ’26

Live Stellar MLS data — every listing and closed sale inside the Harbor Isles boundary. Rolling medians smooth single-month swings in small communities.

For the school run

Schools Harbor Isles is zoned for

Attendance boundaries overlapping this community — always verify zoning with the district.

What it really costs

Owning here

Owning the median Harbor Isles home

$6,882/mo

Principal & interest $5,790
Property tax $882
Insurance (est.) $210

$1,099,000 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

$3,500/mo

Median rent

Homes for rent inside the boundary

Population

950

Median age

51

Median income

$72,941

Median home value

$305,200

Beyond the listings

Living in Harbor Isles

Entertainment

Top 2% in the U.S.

Live & Local Music

This population follows the music. From local bands to current acts at the local venue, you can find these people researching band tours and how to get backstage passes.

Relationships

Top 3% in the U.S.

Girl Squad

From girls night out to a movie night in with their closest gal pals, this population is all about getting the girls together for an evening of fun.

Food & Drink

Top 4% in the U.S.

Whiskey Business

Characterized by their appreciation for all things whiskey, this population enjoys the classy atmosphere of whiskey drinking and learning about different brands.

Entertainment

Top 8% in the U.S.

Party Life

The party don't stop until the sun comes up. Loud music, crowds, and shots are a recipe for a great night out for these people.

Entertainment

Top 14% in the U.S.

Late-night Leisure

Ready to turn up when the sun goes down, this population is looking for nighttime entertainment at home or out on the town.

Relationships

Top 15% in the U.S.

Love & Romance

Love is in the air when this population is present. Includes people expressing their feelings for significant others in special ways. Common activities include anniversaries and date nights.

Straight answers

Harbor Isles FAQs

Is Harbor Isles a good place to live?+

It suits buyers who want a waterfront, boating-oriented lifestyle on the Nature Coast, with most homes on canals and equipped with pools. Streets are quiet and residential, and the neighborhood sits within easy reach of Port Richey's established communities. If a dock and pool are on your list, this is one of the more consistent places to find both.

Is Harbor Isles expensive?+

Yes, relative to the surrounding area — the median list price is $1,099,000 and four of the seven active homes are priced above $1M, with an average of $405 per square foot. That reflects the waterfront and pool premium; more affordable inland options are available in nearby neighborhoods like Embassy Hills. The gap between the $1,099,000 median list and the $420,000 median sold price also shows the market spans a wide range.

What do homes cost in Harbor Isles?+

Active listings run from $539,000 to $1,600,000, with a median list price of $1,099,000 and a median size around 2,429 square feet. Over the past 12 months only 3 homes sold, at a median sold price of $420,000. You can watch inventory as it changes on the live map.

How is the market right now?+

It's a slow, thin market with just 7 active listings and a median 94 days on market, and only 3 sales closed in the last year. Sellers are getting about 91% of asking on average, which points to negotiating room for buyers willing to be patient. Low turnover means the right waterfront home doesn't come up often, so it's worth being ready to move when one does.

What about HOA fees and property taxes?+

There's no reported median HOA fee for Harbor Isles in the current data, which keeps ongoing costs simpler than in fee-heavy communities. Property taxes run higher here, with a median of about $10,585 per year, reflecting the waterfront values. Budget for those taxes and for waterfront-specific insurance and dock upkeep when you run your numbers.

Keep exploring

More Port Richey neighborhoods

Neighborhood boundary by edgeAI; listings matched to the polygon. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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